Experience

• 

  Southshore Finance

  • Perth, Western Australia, Australia

  • Associate Director

    • Jul 2023 - Present
    • Perth, Western Australia, Australia

• 

  Judo Bank

  • Perth, Western Australia, Australia

  • Director Relationships

    • Jan 2021 - Jul 2023
    • Perth, Western Australia, Australia

    In business, relationships matter. It is why I will take the time to truly understand you and your business and add value whenever, wherever I can.

• 

  Westpac

  • Perth, Australia

  • Relationship Manager - Industry WA

    • Mar 2017 - 2021
    • Perth, Australia

    I work closely with my portfolio of industry clients, assisting them with their cash flow and capital needs to grow their business. I also run performance reviews on their businesses to ensure they are on track to get to where they want to be.

• 

  Western Power

  • Perth, Australia

  • Insurance Analyst

    • Oct 2011 - Jul 2016
    • Perth, Australia

    - Develop and implement corporate insurance strategy to ensure all insurable risks are appropriately covered- Project manage the timely recovery of multi million dollar property insurance claims- Report to senior management and executives insurance related matters, including preparation of insurance boardpapers- Explore mechanisms & alternative arrangements to reduce overall cost of insurable risks- Review emerging risks within the organisation and provision appropriate level of insurance coverage- Perform assessment on risks and analyse the maximum foreseeable loss should incidents occur- Provide timely, accurate and professional advice to the business functions on insurance indemnity and insurance clauses in contractual arrangements- Provide direction and advice to management as required on insurance related matters- Manage the insurance renewals with the assistance of appointed insurance broker and ensure the renewal of the insurance program is completed prior to policy expiry and in line with organisation requirements- Preparation of the insurance marketing materials for senior management to attend insurance renewal road trips annually- Manage the services provided by external service providers including insurance brokers, loss adjusters and insurers, etc- Review the policy structures and premiums to ensure what is placed is full and accurate insurance coverage- Arranging external parties to complete works (such as property valuations and coordinating site visits for insurers risk engineers where applicable)- Manage all insurance administrative duties associated within the insurance program. Including policy wordings, renewal reports, insurance manuals, invoicing, certificates of currency, contractual reviews, claims lodgement and management- Assist all staff with any insurance related queries including contract reviews, claims management and providing them with a better understanding of the insurance program

• 

  Bank of Queensland

  • Perth, Australia

  • Commercial Credit Analyst

    • Nov 2007 - Aug 2011
    • Perth, Australia

    - Analyse cashflows, forecasts, financial statements and tax returns to populate different analytical ratios (eg. current ratio, debt-to-equity ratio, interest cover ratio, etc) to ascertain the ongoing profitability of clients’ businesses to support multi-million dollar debt servicing.- Prepare financial models such as Debt Servicing Worksheets, Project Cashflows, Feasibility Studies and Progress Draw Tables to analyse clients’ business lending opportunities.- Write up full-length, detailed, analytical submission reports to Credit Risk department to obtain multi-million dollar loan approvals.- Present multi-million dollar loan proposals for approvals at Executive Committee meetings.- Liaise with clients from start to finish with regards to the approvals of their multi-million dollar lending proposals.- Making sure that the Commercial Banking Unit is in compliance with Bank Risk Policies and Regulations set out by Australian statutory bodies such as APRA and ASIC.- Mentoring Support Staff to increase their lending, product and compliance knowledge.

• 

  Thornton Partners

  • Perth, Australia

  • Tax Accountant

    • Aug 2004 - Apr 2006
    • Perth, Australia

    - Assisting portfolio of clients with their ACCOUNTING and TAX needs, including preparing financial statements and income tax returns in accordance with AASB and ATO regulations, where the client types vary across the following: Sole Proprietorships and Partnerships Trusts and Companies Superannuation Funds (including auditing of SMSF)- Preparing Management Reports to advise clients on their overall business status and financial performance as well as the ongoing direction that they should follow using ratios and graphs- Preparing Profit Distribution Estimates- Research and Facilitate Staff Training Internally on various tax topics- Assisting junior staff members with technical queries- Seconded to affiliated firms for auditing roles

• 

  Deutsche Bank

  • Singapore

  • Withholding Tax Reclamation Officer

    • Mar 2001 - Jan 2003
    • Singapore

    - Research different withholding tax regimes within the various tax countries with Double Tax Agreements (eg. EU, USA and Japan)- Determining the maximum withholding tax advantage based on clients’ tax incentives and residency- Calculate the withholding tax credits available to the clients investing in those tax countries- In-charge of Withholding Tax Compliance. Eg. NRA 1042s/1099 reports- Assist clients’ to prepare residency supporting documentation and withholding tax reclamation forms for standard and simplified procedures