Okay, let’s tackle this. So Reco Collins has a broad range of finance skills, which are in demand. His experience in banking, portfolio management, and financial analysis is valuable. Commercial lending and strategic planning are also important. Capital markets and investments are key areas. Relationship management is a soft skill that’s also important. Location is Baltimore, MD, which is a mid-sized market. Finance professionals with his skillset in a mid-sized market might charge lower rates than those in major cities like New York or San Francisco. However, considering his broad skillset and experience, I’d estimate his rate to be around $150 per hour, which is slightly below average for a finance professional with similar skills in a major market.