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Ray Garcia profile image

Ray Garcia

Home Loan Specialist - Lendi Group at Lendi Group
Intro Book
Seasoned finance professional with banking and commercial lending expertise.
  • Claim this Profile
Location
Bendigo, Victoria, Australia, AU
Skills
  • Banking
  • Portfolio Management
  • Cross Selling
  • Financial Risk
  • Relationship Management
  • Show all
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Bio

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Ray Garcia is a seasoned finance professional with extensive experience in banking, portfolio management, and commercial lending. He has held various roles in Australia, including Home Loan Specialist, Mobile Lending Manager, and General Manager.

Experience

  • Lendi Group
    • Australia
    • Home Loan Specialist - Lendi Group
      • Jan 2023 - Present
      • Australia

      Home Loan Specialist with access to over 35 lenders via Australia's #1 Online Home Loan Platform

  • Bank of Melbourne
    • Australia
    • Banking
    • 700 & Above Employee
    • Mobile Lending Manager
      • Aug 2018 - Jan 2023

      Mobile Lending Manager for Melbourne CBD and suburbs and the Geelong Region providing one on one, personal service for residential lending requirements

    • Lending Development Manager
      • Jul 2017 - Aug 2018

      Reponsible for a team of high performing lending managers throughout Regional Victoria building capability in residential lending, compliance, coaching and customer conversation skills to meet customers expressed and un-expressed needs

    • Lending Manager
      • Feb 2015 - Jun 2017

      Home Lending Specialist with a proven history of high performance

  • Gadsden Finance
    • Bendigo, Australia
    • Finance Broker
      • Jul 2014 - Feb 2015
      • Bendigo, Australia

      Finance broker, home loans and asset finance

  • Bendbal Financial Services
    • Bendigo, Australia
    • Finance Broker
      • Sep 2013 - Jun 2014
      • Bendigo, Australia

      Finance Broker - Home loans and asset finance

  • Neangar Park Golf Club
    • Bendigo, Australia
    • General Manager
      • Aug 2008 - Aug 2013
      • Bendigo, Australia

      Responsible for day to day operations of this thriving community club

  • Chrijan Group of Companies
    • Albury - Wodonga & Gold Coast
    • General Manager
      • Feb 1997 - Feb 2002
      • Albury - Wodonga & Gold Coast

      General Manager and Financial Controller for this multi facetted business operating convenience stores / service stations as well as haulage company, freehold investments etc.Responsible for 7 different businesses with over 100 staff reporting directly to the Managing Director

  • ANZ
    • Albury, Australia
    • Manager Lending & Customer Service
      • Sep 1984 - Feb 1997
      • Albury, Australia

      After starting as a teller at the Morwell branch, worked my way through the ranks including stinsts in Regional Office, Victoria Country Zone and various other positions, my last role with ANZ was as ML&CS at Albury, 579 Dean Steet.Primary responsibility for commercial lending at this busy branch.Top 5% country Victoria for business growth

Education

  • 1979 - 1984
    Yarram

Suggested Services

This profile is unclaimed. These are suggested service rates with 0% commision upon successful connection

Industry Focus. “Financial Services”

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