Experience

• 

  Resource One Credit Union

  • Director Of Commercial Lending

    • Nov 2021 - Present

• 

  Texas Trust Credit Union

  • United States
  • Banking
  • 200 - 300 Employee

  • VP Business Services

    • Mar 2015 - May 2019

    Oversee Business Services department operations and staff for a $1.4 billion credit union. Responsible for lending production, collection and business account relationships to include deposits through use of applied systems, marketing and product penetration. Managed vendor relationships, coordinated audits, prepared reports to executive management, balanced accounting ledgers and oversaw construction loans. Served on the Commercial Loan committee and the Asset Liability committee.

  • AVP Credit Risk

    • Jan 2014 - Mar 2015

    Analysis and review of loan and lease portfolio for a $825 million credit union. Responsible for the monitoring of the organization's enterprise-wide risk management program. Responsible for reporting to executive team for loan charge-off/delinquency data, concentration reports, credit score data, lease reports to include residual values and insurance enrollments, lease balloons and annual audits for leases. Completed trending analysis for adjustments to allowance for loan loss where needed.

  • AVP Central Lending

    • Nov 2006 - Jan 2014

    Departmental Management for a $700 million credit union with annual Direct loan generation in excess of $50 million. Strategic implementation of new Central Lending department where system changes and development of policy and procedures were completed to align with the company’s strategic vision. Staff training, product development, building reports, software integration, rate enhancement, quality control and accounting reconciliations were used to build a successful department. Loan servicing to include loan maintenance, changes and problem resolution.

• 

  First Horizon Home Loans

  • Irving, TX

  • Mortgage Relationship Manager

    • Jan 2005 - Jun 2006
    • Irving, TX

    Responsible for retail mortgage sales utilizing a referral base of realtors, builders and affinity groups. Origination of residential property through marketing for purchases, refinance, remodel and new home construction customers. Adherence to mortgage compliance and company policy. Generate cross-sell opportunities to the Retail Banking, Investment and Commercial Services departments

• 

  Washington Mutual / Denton Area Teacher's Credit Union / OmniAmerican Credit Union

  • DFW

  • AVP Branch Operations

    • Jun 1995 - Nov 2004
    • DFW

    Responsible for generation of new accounts and maintenance of existing accounts including saving, checking, money market, certificate of deposit, IRA, deceased, trust and loan/credit card accounts. Directed teller, financial service and loan departments. Provided training in all areas of operations. Administered performance appraisals and coaching, as needed. Managed safe deposit box rentals and operations, developed annual budgets for each branch and produced membership through local events, chambers of commerce and relationships with area schools and businesses. Oversaw openings of new branch offices.