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Ram Lubhaya Kaura is a seasoned finance professional with extensive experience in statutory compliances, financial accounting, and management information systems. He has worked in various roles, including Director Finance, General Manager - Finance & Accounts, and Regional Manager - Accounts & Operations. Ram holds a Bachelor of Commerce degree from Punjab University, Chandigarh, and has completed his Articleship with Kumar Sharma & Co. Chartered Accountants, New Delhi.

Experience

  • Tata AIA Life Insurance
    • Pusa Road Branch New Delhi
    • Insurance Wealth Manager - TATA AIA Life Insurance Co Ltd
      • Jul 2017 - Present
      • Pusa Road Branch New Delhi
  • Self-employed
    • Delhi NCR
    • Life Planner
      • Jul 2017 - Present
      • Delhi NCR
    • Director Finance (EX)
      • Apr 2016 - Nov 2016
      • Delhi/ NCR
  • ANANT RAJ PROJETCS LIMITED
    • Patel Road, Kirti Nagar, New Delhi 110 015
    • AGM- ACCOUNTS & FINANCE
      • Nov 2012 - Feb 2016
      • Patel Road, Kirti Nagar, New Delhi 110 015

      Managing Moments Mall - Operations - Assets - Revenue -Expenses; Periodic Management Information System - Profitability Statement - Man Power Utilisation - Inventory - Receivables - Payables - Cash & Bank Management;Statutory Compliances - Service Tax - TDS - WCT - Property Tax etc;Filing Inc...

    • COMMERCIAL DIRECTOR
      • Apr 2012 - Nov 2012

      To take care of all Commercial Aspects of the Business in India; vis a vis Business Development ;Liaison with Govt Deptt.;

    • GENERAL MANAGER - FINANCE & ACCOUNTS
      • Feb 2011 - Mar 2012
      • New Delhi

      Instrumental in Due Diligence Process for Fund Raising for the Co.;Finalisation of Accounts;Banking & Finance;Inter Branch Reconciliation & Consolidation of accounts;Statutory Compliances;MIS;Instrumental in Drafting Policies - HR, Advance, Travel & Uniform Pay Structure etc.;

    • Sr. MANAGER ACCOUNTS & COMMERCIAL
      • Jan 2010 - Jan 2011
      • New Delhi

      Finalisation of Accounts;Statutory Compliances;Realization of Old Debtors';

    • REGIONAL MANAGER - ACCOUNTS & OPERATIONS
      • Apr 2009 - Dec 2009
      • New Delhi

      Finalisation of Accounts;Inter Branch & HO Reconciliation;Setting up Branch office at Ludhiana & Amritsar;Handling Cash Operations;Statutory Compliances- Forms, Vat Returns, Labour law Compliances;

    • Sr. MANAGER FINANCE & ACCOUNTS
      • Aug 2007 - Mar 2009
      • New Delhi
    • MANAGER FINANCE & ACCOUNTS
      • Jul 2003 - Jul 2007
      • New Delhi
    • MANAGER COMMERCIAL
      • Mar 1994 - Jun 2003
      • Noida
    • Dy. MANAGER COMMERCIAL
      • May 1990 - Feb 1994
      • Bulandshahr
    • FINANCE EXECUTIVE
      • Oct 1985 - Apr 1990
      • Lucknow
    • FINANCE EXECUTIVE
      • Oct 1983 - Sep 1984
      • Lucknow
    • FiNANCE EXECUTIVE
      • Jan 1982 - Sep 1983
      • New Delhi
    • ACCOONTS EXECUTIVE
      • Jan 1981 - Dec 1981
      • Narnaul

Education

  • 1973 - 1976
    D M College Moga
  • 1963 - 1973
    Arjun Das Higher Secondary School, Dharamkot, Distt. Firozepur, Punjab
  • 1977 - 1980
    The Institute of Chartered Accountants of India

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Industry Focus. “Insurance”

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