Experience

• 

  SCORE Counselors to America's Small Businesses

  • Las Vegas, Nevada Area

  • Counselor, Mentor

    • May 2003 - Present
    • Las Vegas, Nevada Area

    SCORE is a national association of volunteers who donate time to help small businesses succeed. Through free one-on-one counseling and mentoring services and seminars. SCORE volunteers help prospective and established business owners and managers identify problems, determine their causes and find solutions. SCORE Las Vegas, Chapter #243 is one of over 300 chapters in the U.S. that provide such services. SCORE' nor it's resource partner, the U.S. Small Business Administration does not provide any direct funding. However, the SBA does provide loan guarantees through affiliated lenders. SCORE counselors can also help successful firms improve distribution, evaluate expansion, modify products and meet other business challenges.

• 

  Ralph L. McNeal & Co.

  • President & Ceo

    • Jan 1957 - Present

    Small Business, Venture Capital, and Tax Consulting, Lecturing, Author, Publishing, Strategic and International Planning.

  • Consultant, Author

    • 1957 - Present

    Venture Capital, Private Equity, Small Business and Tax Consultant, Published Author, Lecturer (Entrepreneurship, Venture Capital, Small Business, Planning for Profits, Pursuit of Capital). Member of SCORE (Counselors to America's Small Business).

  • Ralph L. McNeal, Sr. - Consultant

    • 1957 - Present

    Consultant on many business projects. Founded and created the Small Business Stock Exchange of America,, Micro-lending Iniative Program, Nationwide association for Minority-owned transportation companies (Minority Trucking and Transportation Development Corp.), Tax, accounting, trust, venture capital, lecturer, and author.

• 

  Valley National Bank

  • Plainfield, New Jersey

  • Business Developer

    • Jun 1996 - Jun 2001
    • Plainfield, New Jersey

    Developed business for the newly established small business lending department of the bank. Lectured and a panel discussant at universities, organizations, and assisted prospective clients in developing their loan packages.

• 

  Newark Small Business Development Corp.

  • Newark, New Jersey

  • Ralph L. McNeal - Managing Consultant

    • 1993 - 1996
    • Newark, New Jersey

    Managing Consultant to the Newark Small Business Development Corp. Active in establishing the Micorfund Iniative Fund in Newark, N.J.. Established Board of Directors. Processed and financed the initial loan portfolio.

• 

  Ralph L. McNeal & C0

  • New York, N.Y.

  • Consultant, Acting Chairman Small Business Stock Exchange of America, Inc. Exec. Director - MTTDC

    • 1990 - 1993
    • New York, N.Y.

    Consulting projects concerning the "Small Business Stock Exchange of America, Inc".N.Y., (The SBEX). ASBEX Development Corp. ( the foundation), Allstates Transworld Van Lines, Inc., St.Louis, MO. Minority Trucking and Transportation Development Corp., (MTTDC) Washington, D. C., Various and sundry projects including tax research, preparation and annual accounting write ups.

• 

  Essex County of New Jersey

  • Newark, New Jersey

  • County Administrator, Essex County

    • 1988 - 1990
    • Newark, New Jersey

    Managed eight departments, 32 divisions with an operating budget over $42 Million, capital budget over $78 Million, over 6,000 employees. Responsible, but not limited to: the day to day operations of the county (Largest in N.J.). Involved in the County's recycling project and major prison expansion(s), Hospitals and its institutions, Courts System, . Represented the administration before the legislative body. (Board of Chosen Freeholders).

• 

  Michigan BIDCO

  • Greater Grand Rapids, Michigan Area

  • President & CEO

    • 1988 - 1989
    • Greater Grand Rapids, Michigan Area

    Consultant & Acting President/CEO. Negotiating with the economic development division of the State of Michigan concerning the establishing of a Business and Industrial Development Corporation (BIDCO) for the City of Grand Rapids, Michigan.

• 

  North Street Capital Corp.

  • White Plains, New York

  • President & Chief Operating Officer

    • 1978 - 1988
    • White Plains, New York

    Venture Capital Financing. ” (A wholly-owned subsidiary of the Kraft-General Foods Corporation and Phillip Morris Companies). A Small Business Investment Company, licensed by the U. S. Small Business Administration. Analyzed approximately 150 proposals annually, ranging from $500 Thousand to $10 Million. Recommended investment to North Street Board of Directors. Testified as an "expert witness" before the U.S. Bankruptcy Courts, U. S. Senate and House of Representatives Small Business Committee and the U. S. Interstate Commerce Commission.

• 

  The Coalition Venture Group

  • New York, NY

  • President & Chief Operating Officer

    • 1974 - 1978
    • New York, NY

    President and Chief Operating Officer to turn around a group of companies consisting of a Private Venture Capital Company, a Small Business Investment Company (SBIC), a Business Development Company (B.D.O.), and a Local Development Company (U.S. SBA 504) which became the “Coalition Venture Group of New York. “ These companies financed and developed businesses throughout the five boroughs of Manhattan.

• 

  Offtrack Betting, New York City

  • New York, N. Y.

  • Principle Financial Analyist

    • 1974 - 1976
    • New York, N. Y.

    Company in start up position. Analyze financial, and management operations of offtrack betting sites. Prepare annual operating plan and ongoing projections for corporation. Presentations to management.

• 

  City of Englewood, New Jersey

  • Englewood, New Jersey

  • Chief Finance Officer

    • 1972 - 1974
    • Englewood, New Jersey

    Responsible for the total financial operations of the City of Englewood, New Jersey. Negotiating Bond Anticipation Notes with the various financial institutions. Updating the computer operations. Preparing, reporting, analyzing, controlling and consolidating municipal expenditures in the operating and capital budgets. Reported to City Manager and Municipal Council.

• 

  Wakefern Food Corp (Shoprite Supermarkets)

  • Elizabeth, New Jersey

  • Corporate Budget and Planning Manager

    • 1970 - 1972
    • Elizabeth, New Jersey

    Corporate Budget and Planning manager. Preparing the operating plan manual. Installed profit improvement sessions for management presentations. Lectured at the American Management Association, New York. "Planning for Profits."

• 

  Market Selection And Development Corp. (MTTDC)

  • Newark, New Jersey

  • Founder, Chairman and Chief Operating Officer

    • 1969 - 1972
    • Newark, New Jersey

    New Jersey Representative and owner of N.J. State Franchise for "All-Pro Fried Chicken."​ Successfully established the N.J. Franchise and established 2 unit stores during the "Franchise Boom."

• 

  Schering Plough (Merged w/MERCK Corp)

  • Bloomfield, New Jesey

  • International Division Budget and Planning Manager

    • 1968 - 1970
    • Bloomfield, New Jesey

    Responsible for forty operating subsidiaries outside the United States. Preparing the annual planning and operations manual.Operating plans converted from different currencies to U. S. dollars and consolidated for management reporting. Knowledge of Spanish.

• 

  City of Newark, New Jersey

  • Newark, N. J.

  • Principle Budget Analyst

    • 1965 - 1968
    • Newark, N. J.

    Consult, analyze and prepare operating budgets for major department and divisions of the City of Newark: Mayor's office and agencies, City Library, Department of Health & Welfare, Ivy Haven Nursing Home (250 beds), City of Newark Hospitals & Institutions (Hospital 1500 beds, 500 bassinets).

• 

  New Jersey Public Utilities Commission

  • Newark, New Jersey

  • Accountant, Auditor and Hearing Examiner

    • 1962 - 1965
    • Newark, New Jersey

    Review accounting records and reports of N. J. public utilities. Prepared "Board Order" for hearings. Board order consisted of accounting, management and auditing questions to be answered under oath by the public utility representatives to be recorded in the records of the N.J. Public Utility Commission. Acted as the hearing examiner when necessary.

• 

  U. S. Army

  • Ft. Knox, KY and Ft. Meade, MD

  • Officer - U. S. Officer

    • 1958 - 1960
    • Ft. Knox, KY and Ft. Meade, MD

    Attended Armored Officers Basic School at Ft. Knox, Kentucky. Engaged in all phases of military leadership. Assigned to 3rd Armored Cavalry Regiment at Ft. Meade, MD. Managed rifle, mortar and tank ranges, C. B,. R. qualified. Defense counsel - Courts Marshal Board. Maintenance Officer. Regimental Tax and arms officer. Instructor. Certified Photo Interpreter, Mess Officer. Reserves six years: Member 66th Armor, Maryland., 102nd Cavalry Regiment, N. J., (Communications Officer). Umpire tactical problems: - Camp Drum, NY, A.P. Hill, VA, and Indiantown Gap Pennsylvania.

• 

  U. S. Internal Revenue Service

  • Cleveland, Ohio

  • Field Auditor

    • Jun 1957 - May 1958
    • Cleveland, Ohio

    Field auditor, auditing small corporations and high income individuals. Underwent IRS tax University, Became familiar with office audit, Collections, fraud and investigation. Participated in tax payer assistance program. Assigned portfolio and audited small corporations, high income individuals and companies throughout the greater Cleveland, Ohio area. Cases settled with CPA's and attorneys.