Okay, let’s tackle this. So Rajni has 27 years of experience in financial planning, which is a significant amount of time. Her role at Union Bank of India and current independent practice indicate a high level of expertise. Skills like financial planning, wealth management, and investments are in demand, especially in India. Considering her experience, skills, and location (Mumbai, Maharashtra), I would estimate her hourly rate to be around $150. This is a rough estimate, as rates can vary depending on the specific industry, company, or client. However, based on the information provided, $150 seems a reasonable starting point.