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Pinjari Ahmed Basha profile image

Pinjari Ahmed Basha

Area Credit Manager at OrigoFinance
Intro Book
Pinjari Ahmed Basha is a seasoned credit professional with 10+ years of experience in retail banking, housing finance, and credit analysis, holding an MBA and B.Com degree.
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Location
Bengaluru, Karnataka, India, IN
Languages
  • Telugu -
  • English -
  • Hindi -
  • Kannada -
  • Urdu -
Skills
  • Credit Analysis
  • Credit Risk
  • Underwriting
  • Retail Banking
  • Housing Finance
  • Show all
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Credentials

  • Basics of IPOs
    INDmoney
    Sep, 2023
    - Apr, 2026
  • Technical Analysis: Part 1
    INDmoney
    Sep, 2023
    - Apr, 2026
  • Basics of Compounding
    INDmoney
    Aug, 2023
    - Apr, 2026
  • India Growing
    INDmoney
    Aug, 2023
    - Apr, 2026
  • Short Selling : Intra-day Part 2
    INDmoney
    Jul, 2023
    - Apr, 2026
  • Index Funds
    INDmoney
    Jun, 2023
    - Apr, 2026
  • Credit Score
    INDmoney
    May, 2023
    - Apr, 2026
  • US Stocks Essentials for Indians
    INDmoney
    Jan, 2023
    - Apr, 2026
  • Fundamentals of Insurance
    INDmoney
    Dec, 2022
    - Apr, 2026
  • Basics of Mutual Funds
    INDmoney
    Nov, 2022
    - Apr, 2026
  • Basics of stocks
    INDmoney
    Nov, 2022
    - Apr, 2026
  • Basics of Money
    INDmoney
    Oct, 2022
    - Apr, 2026
  • Growing Money
    INDmoney
    Oct, 2022
    - Apr, 2026

Experience

  • OrigoFinance
    • Telanga
    • Area Credit Manager
      • Aug 2018 - Dec 2018
      • Telanga

  • Home Credit India
    • Bengaluru Area, India
    • Underwriting Specialist
      • Feb 2015 - Feb 2018
      • Bengaluru Area, India

      UNDERWRITING FOR CONSUMER LOANS AND TWO WHEELER LOANS

  • FUTURE FINANCIAL SERVICESS LTD
    • CREDIT EXECUTIVE
      • May 2014 - Feb 2015

      Maintain/Verify all KYC documents and other required Documents with OSV.Maintain Turn Around Time (TAT) & Credit Management Information System (MIS).Performing data entry in Fin One (CAS).Handling/Coordinate Field investigation (FI) and Risk control unit (RCU).Generating and checking Credit Information Bureau India Limited (CIBIL) reports.Preparation of Credit Appraisal Memo (CAM).Preparation of Cash Flow Analysis (CFA)Verify Legal Reports, Valuation Reports Related to Property.Checking Fixed Obligation Income Ratio (FOIR), eligibility and given document like (Profit and Loss A/c, Balance Sheet And Schedules, payslip, bank statement etc.).Preparation of MEMORANDUM OF DEPOSIT OF TITLE DEED (MODTD) Registration in the Name of the Company.Interacting with customer after approval of loan for Post sanction documents, like cheques and some general documents/Loan agreement.Cross checking of Post approval documents (Cheques, Original Property Documents, Insurance, Loan agreements).Giving disbursal request to Retail Assets Management Group (RAMG).Solving customer queries regarding loan enquiries by mail and telephone.Providing end to end process to customer with in TAT, from login to disburse the loan.Updating the latest change in policy and maintaining the records.

  • Axis Bank
    • BANGALORE
    • EXPERIANCE IN RETAIL ASSETS CREDIT/OPERATIONS
      • Feb 2013 - Nov 2013
      • BANGALORE

      Credit approval for proposal in line with credit policy guidelines and credit delegationInternal verifications for given documents like KYC, salary slips, bank statement, Itr returns, pan, din no, etc.,(MCA, ITR, Etc.,)Cibil consideration, Conduct personal discussion with customers to establish Credit worthinessMaintain agreed TAT for processingUnderwrite specific retail loan proposals and prepare Credit Appraisal Memo (CAM)In Retail Assets(Loan Aganist Property, Home Loan, Business Loan, Commerical vechicle/equipment Loans, Loan Aganist Securites, Auto Loan, Education Loan)

  • ICICI HFC Ltd.
    • BANGALORE
    • EXPERIANCE IN HOUSING FINANCE
      • Aug 2012 - Feb 2013
      • BANGALORE

      Credit approval for proposal in line with credit policy guidelines and credit delegationInternal verifications for given documents like KYC, salary slips, bank statement, Itr returns, pan, din no, etc.,(MCA, ITR, Etc.,) BANKING/FINANCIAL/P&L/BL ANALYSIS...Cibil consideration, Conduct personal discussion with customers to establish Credit worthiness Maintain agreed TAT for processingUnderwrite specific retail loan proposals and prepare Credit Appraisal Memo (CAM)

  • airtel
    • KURNOOL
    • EXPERIANCE IN ASSISTANT MANAGER
      • Jun 2007 - Aug 2009
      • KURNOOL

      Approves change orders and invoices, and is responsible for payment collections. Works closely with the sales team in order to maintain a continuous knowledge of project status in order to identify potential issues and/or opportunities within or related to the projectProvides regular two-way communication between the client and team, to provide strong team representation and set proper client expectationsReports to the account manager, providing regular input on all account activity, including status and call reports on a weekly basis

Education

  • 2006 - 2011
    Jawaharlal Nehru Technological University
    Master of Business Administration (MBA), Banking, Corporate, Finance, and Securities Law
  • 2003 - 2008
    Sri Krishnadevaraya University
    Bachelor of Commerce (B.Com.), Business/Commerce, General

Suggested Services

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Industry Focus. “Financial Services”

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