Experience

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  CIBC

  • Canada
  • Banking
  • 700 & Above Employee

  • Consultant

    • Sep 2019 - Present

  • Senior Credit Risk Analyst

    • May 2007 - Sep 2019

     Ensure the seamless flow of operational compliance efficiencies such as management of daily escalations, coaching and mentoring of colleagues and associates in the market, timely management of CEAS applications. Review credit applications submitted to Risk Management, by the Relationship Managers on behalf of their clients, with objective of ensuring the bank’s position as lender is safeguarded.  Monitor, liaise and interact with clients and business partners in daily management of business volumes, averaging CAD$1.7billion per month, ensuring high levels of accountability and customer satisfaction. Apply credit writing knowledge and analytical skills to quickly identify margin requirement deficiencies through regular monitoring and review of drawdown and borrowing base/margin submissions. Provide mentorship support on an ongoing basis to newer team members. Analyze financial statements on a regular basis ensuring financial covenants are adhered to. Prepare margin projections and trending spreadsheet based on monthly project reports submitted by the bank’s clients, with objective of forecasting the success of a project, providing my recommendations on way forward. Ensure the correct processing and updating of applicable documentation, enabling quick and seamless operational service to our clients and syndicate partners. Actively provided Continuous Improvement ideas on how to improve existing processes and procedures in a cost effective and timely mannerRECOGNITION Quarterly Team Recipient – Corporate Banking Acc. Transfers Team 2016  Recognized as a Role Model at the 2016 Black Canadian Women Awards 2016  Mentoring Partner with TRIEC, a program supported by CIBC 2014 Quarterly Individual Achiever Award 2013 

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  CIBC

  • Toronto

  • Customer Service Specialist

    • 2003 - 2007
    • Toronto

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  Daima Bank, Kenya

  • Credit & Marketing Officer

    • Jun 1995 - Aug 2000

    • Acting Credit Manager • Credit writing for approval by senior bank management following project review with client and verification of customer needs.• Mid-Market – Real Estate – Construction (Housing Projects) Diversified – Retail, Import & Export • Monitored ...

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  Agricultural Finance Corporation

  • Nairobi

  • Loan Officer/ Credit Control Officer/Management Accountant

    • Sep 1986 - Apr 1995
    • Nairobi

    Loan Officer: Retail Market - Credit Writing: pre and post disbursement visits to agricultural farming site and business premises Acting Branch ManagerCredit Control Office Loans Officer - Acting Principal Credit Controller Management Accountant