Okay, let’s tackle this. So Peter Toatley has 55 years of experience in finance, which is unusually long. He's been working at Merrill Lynch since 1969, which is a stable institution. Skills like management, investments, financial services, and risk management are in demand. Location is Fort Washington, Maryland, which is a suburban area near Washington D.C. Finance professionals with his level of experience, especially in management and investments, typically charge higher rates. Maybe around $200–$300 per hour? But considering his long tenure and stability, maybe higher. Some finance professionals with similar experience might average $250–$350. So I’ll estimate around $200, taking into account his long experience and stable work environment.