Experience

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  First Republic Bank

  • Century City, California

  • Residential Closing Administrator

    • Aug 2015 - Present
    • Century City, California

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  Mortgage Lending Professional

  • Actively Seeking Dynamic Position in Mortgage Lending

  • Mortgage Lending Professional

    • Jun 2015 - Aug 2015
    • Actively Seeking Dynamic Position in Mortgage Lending

    More than 25 years mortgage lending experience including, but not limited to, loan processing,document drawing, underwriting and most recently, post closing and delivery. Experience in document mapping and customizing LOS to ensure a more efficient overall loan process. Excellent written and verbal communication skills. Proficient in Encompass, Microsoft Word and Excel, Streamlend, FICS, WebDirect, and LoanSpan.

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  Bank of Manhattan

  • Montebello, Ca

  • Post Closing Quality Assurance Analyst

    • Mar 2013 - Jun 2015
    • Montebello, Ca

    Performs post closing audit review of mortgage loans and assists with the delivery of closed loans to various investors, insuring the asset is salable from a secondary market perspective. Manage stipulations and conditions to insure secondary market transactions are facilitated. Performs quality assurance cursory review to insure all required conditions of closing were met and follow up to resolve issues, insuring key documents were executed by all parties, and loan funded in compliance with applicable regulatory, investor and bank guidelines

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  Promontory Financial Group, LLC

  • Orange County, California Area

  • Complaint Review Analyst

    • Sep 2012 - Jan 2013
    • Orange County, California Area

    Review originated by OCC Consent Order against 14 main Servicers. Responsible for verification and evaluation of residential loans in response to borrower complaint. Utilizing various internal and external systems in order to evaluate the complaint. Conduct file/document research and prepare a case write-up of findings.

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  Actively Seeking Dynamic Position in Mortgage Lending

  • Seasoned Mortgage Lending Professional

    • Jan 2011 - Sep 2012

    With 20 years at California Credit Union, I was able to streamline productivity, maintain superior levels of accuracy in mortgage loan production and provide excellent customer service. I developed a strong home equity lending department from the ground up, including, but not limited to, hiring staff, customizing the lending operation system, and conducting employee training for 12 branches. I have an excellent track record of evaluating current methods and implementing changes to improve current processes.

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  California Credit Union

  • United States
  • Banking
  • 200 - 300 Employee

  • Home Equity Loan Manager

    • Jan 2007 - Jan 2011

    Responsible for establishing new Home Equity lending department, overseeing, planning, directing, and controlling daily functions of home equity processing. Responsible for underwriting all home equity products. Working knowledge of underwriting requirements for FNMA.•Developed and managed a team of four direct reports •Implemented employee training process for 12 branch locations•Customized lending operating system to ensure more efficient loan process and enhanced customer service. Reduced loan processing time by 45% •Drafted various lending guidelines/procedures for board approval•Served as IT liaison to ensure documentation efficacy and legal compliance•Worked closely with Director of Consumer Lending, consulted on all consumer loan reviews and approvals •Compiled and distributed all monthly, quarterly and annual pipeline reports, facilitated external/internal audits, responsible for decreasing audit findings by 80%

  • Real Estate Funding Supervisor

    • Jan 2005 - Jan 2007

    Responsible for accurate loan document preparation and funding of purchase money, refinance and home equity loan products.•Supervised/trained three direct reports, increasing efficiency as indicated in satisfactory compliance reviews •Maintained funding time-lines and accuracy in all final accounting for pipeline of approximately 100 loans per month•HMDA reporting•Maintained constant and open communication with other real estate staff and outside departments

  • Real Estate Sr. Loan Closer/Servicing

    • Jan 1999 - Jan 2005

    Responsible for funding and boarding loans onto servicing platform.•Monitoring mortgage loans, researching payment status, disburse escrow payments, resolve customer inquiries, issue pay off letters, prepare modification agreements, senior lien tracking

  • Real Estate Loan Processor

    • Jan 1990 - Jan 1999

    Responsible for processing purchase money, refinance and home equity loan products. •Reviewing credit, manually prepared 1008, reviewing appraisals for accuracy and adequately supported value, analyze all income documentation, 1040’s, corporate returns, S-Corp etc, discuss rates and programs, conditioned and satisfied the loan prior to funding, submitting complete and condition free files for final approval

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  Transamerica

  • Loan Processor

    • 1982 - 1990