Experience

• 

  First Abu Dhabi Bank Misr (FABMISR)

  • Egypt
  • Banking
  • 700 & Above Employee

  • Senior Associate Director-Islamic Corporate Finance

    • Sep 2022 - Present

    - Deal with various clients (Syndication,Large corporate, NBFIs, startup project finance, and investment transactions) for different transactions (working capital, trade finance, MTL, guarantees, cash flow finance, syndicate/club deal).- Manage end-to-end transaction from submitting the credit memo, term sheets/syndication teaser and then fulfilling risk inquiries/credit committee discussions till getting the final approval.- Conduct detailed financial analysis ,macroeconomic and sectorial analysis, including cash flow projections and stress testing for the granting process.- Calculate and monitor each account profitability (RAROC).- Ensure each account compliance with the covenants& disbursement conditions in a way to be competitive in the market and manage the credit risks.- Engage with different bank departments (legal, compliance, audit, operations, admin, finance) in order to ensure smooth and compliant day-to-day transactions.- Manage team mates of credit analysts and corporate operations officers to meet financial targets.- Contributed to increase the Islamic corporate portfolio by 2x in terms of assets and no. of accounts and by 3x in terms of liabilities. - Diversified the portfolio to penetrate several strategic economic sectors.

  • Relationship Manager Corporate Banking

    • Jan 2021 - Sep 2022

    - Implement Business Development strategy to acquire new corporate customers. - Prepare term sheets, Syndication teaser, and credit packages.- Ensure a high level of satisfaction for Corporate clients by managing their daily transactions.- Follow Up the quality of the portfolio in order to ensure that there are no past dues or losses.- Work with other teams / business units including cross-team projects and initiatives as required.- Fund using different Islamic Finance Contracts (Murabaha, Mudaraba, Ijara, and Istisna’a)

• 

  Bank Audi - Egypt

  • Egypt

  • Senior Credit Analyst-Corporate & Structured Finance

    • Jun 2019 - Jan 2021
    • Egypt

    - Conducted detailed financial statement analysis and identified trends to underwrite risk mitigation.- Ensured timely submission of annual reviews.

• 

  Oracle

  • Egypt

  • Senior Business Development Consultant- Cloud Solutions for Banks & Large...

    • Dec 2018 - Jun 2019
    • Egypt

    - Analyzing customer’s needs to uncover business requirements that can be addressed by SaaS Oracle Cloud Applications (ERP, EPM, CX and HCM).- Building genuine relationships with a range of organizations from different industries in order to help them in their digital transformation strategies to...

• 

  National Bank of Kuwait

  • Kuwait
  • Banking
  • 700 & Above Employee

  • Corporate Credit Analyst

    • Dec 2017 - Dec 2018

    • Prepared credit memos for different corporate entities (small, medium and large) in different industries for credit committee review.• Assist in long-term strategy for the Islamic Division.• Reviewed all cases received from the business line to ensure its compliance with the credit policy parameters.

  • Junior Credit Analyst

    • Feb 2016 - Dec 2017

• 

  The London School of Economics and Political Sc...

  • Part-time economic lecturer

    • Sep 2015 - Apr 2016

    Teaching courses: Economics of Development, Macroeconomics, Economic analysis and Public Finance.

• 

  Agence Française de Développement

  • Région de Paris, France

  • Economic Researcher

    • Apr 2014 - May 2015
    • Région de Paris, France

    • Conducted research on “The contribution of Charitable Funds as innovative source of development finance”. Paper was published by the AFD in coordination with Paris-Dauphine University. • Guest speaker as representative of the AFD in the following international conferences on the development fin...