Okay, let’s tackle this. So Norio has 26 years of experience in risk management and financial planning, which is a significant amount. His experience as an FX & Money Market Manager at Swiss Bank Corporation adds to his credibility. Skills like risk management, financial planning are in demand. Location is Torrance, California, which is not a hub for finance, but still a significant market. Considering his experience and skills, maybe around $150 per hour? This is a rough estimate, but based on national averages for financial professionals with similar experience, this seems reasonable.