Okay, let’s break it down. Nimit Shah has a diverse set of skills, including programming languages like Ruby On Rails, C++, and Javascript. He also has experience in testing and software development. Certification as an Actuary Exam P holder adds to his credibility. Location is New York, which is a hub for tech talent. Considering his skills and experience, I’d estimate his hourly rate to be around $125. This is slightly below average for a software developer in the US, but his actuarial certification and diverse skillset keep him competitive. Some software developers with similar skills might charge $150-$200 per hour, but Shah’s unique combination of programming and actuarial expertise puts him in a slightly lower bracket.