Experience

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  Xclusive Events by KG

  • Remote

  • President/Owner

    • Jan 2017 - Present
    • Remote

    - Management of 20 staff members, floor plan design/layout, created custom event itineraries, contacted all vendors, assisted client with vendor and venue selections, and event rental management.- Engagement and Wedding Photography, coordinated corporate events as large as 450+ guests.- Achieved ...

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  Essent Guaranty, Inc.

  • Remote

  • Delegated Mortgage Insurance Underwriter

    • May 2017 - Nov 2018
    • Remote

    - Frontline underwriting of Conforming loans - Loan Authority up to $750,000.- Analyzed income documentation, assets, credit history, purchase contracts, title, insurance, and tax return analysis within product guidelines.- Fully analyzed and reviewed Collateral reports for Single Family, Multi-F...

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  National Mortgage Insurance Corporation - &quot...

  • Remote

  • Mortgage Insurance Underwriter

    • Aug 2016 - Jan 2017
    • Remote

    - Underwrote Conforming and Non-Conforming loans – Loan Authority up to $1 million.- Analyzed income documentation, assets, collateral, and credit history to ensure AUS guidelines were met.- Communicated with Brokers and Account Managers with status updates and to acquire missing documentation.- ...

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  Legacy Weddings & Occasions, Inc.

  • Remote

  • Master Event Planner

    • Jan 2005 - Dec 2016
    • Remote

    - Management of 20 staff members, floor plan design/layout, created custom event itineraries, contacted all vendors, assisted client with vendor and venue selections, and event rental management.- Engagement and Wedding Photography, coordinated corporate events as large as 450+ guests.- Achieved ...

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  Citi

  • Remote

  • Mortgage Underwriter 3

    • Aug 2012 - Jan 2014
    • Remote

    - Front Line Underwriting of Conforming and Non-Conforming Mortgage loans - Loan Authority up to $3 million. - Analyzed credit, income and assets to determine final credit decision, assisted staff in tax return analysis training.- Analyzed Condo’s, Co-op’s, SFR and multi-family loans, and Review...

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  Ace Risk / MRN Cubed

  • Remote

  • Mortgage Underwriter 3

    • Jun 2011 - Aug 2012
    • Remote

    - Front Line Underwriting of Conforming Mortgage loans - Loan Authority up to $1 million. - Reviewed collateral reports and completed limited and full project reviews. - Analyzed credit, income and assets to determine final credit decision, additional documentation required to issue final approval.

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  Wells Fargo Home Mortgage

  • Lake Mary, FL

  • Mortgage Underwriter FHA DE Level 4

    • Feb 2009 - Jun 2011
    • Lake Mary, FL

    - Achieved 2F FHA Designation from testing and quality reviews, and attained Senior Level Underwriter through testing and quality file reviews - Loan Authority up to $1 million. - Analyzed credit, income and assets for Conventional and FHA Mortgages.- Initial underwriting, clearing conditions and...

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  Legacy Home Finders

  • Atlanta, GA

  • Owner/Property Manager

    • Jan 2005 - Dec 2009
    • Atlanta, GA

    - Launched Owner-Operator Property Management Company, hired, trained and managed new employees. - Pre-qualified applicants, including background checks & credit history evaluation.- Managed rental payment collections, evictions, repairs and leases for 100+ properties.- Provided clients with ...

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  Wells Fargo

  • Alpharetta, Ga

  • Mortgage Underwriter 1

    • Apr 2003 - Dec 2004
    • Alpharetta, Ga

    - Reviewed new loans through FNMA and FHLMC automated underwriting engine - Loan Authority $750,000.- Reviewed, and satisfied conditions on all new and existing loans.- Evaluated income, credit, assets and collateral on all loan files.- Completed Income Tax Analysis using FNMA Tax Analysis Guidel...

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  Washington Mutual Bank

  • Honolulu, HI

  • Sr Mortgage Underwriter

    • Oct 2001 - Apr 2003
    • Honolulu, HI

    - Frontline Underwriting of Conforming and Non-Conforming loans – Loan Authority up to $2 million.- Reviewed credit, assets, collateral and income documentation within guidelines of FNMA and FHLMC.- Completed Income Tax Analysis using FNMA Tax Analysis Guidelines for self employed borrowers.- Ass...

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  Greentree Mortgage Company

  • Remote

  • Mortgage Underwriter

    • Jan 1997 - Oct 2001
    • Remote

    - Reviewed new loans submitted through LP and DU automated engine and added conditions based off review and product guidelines – Loan Authority up to $750,000.- Completed review of income, assets, collateral and credit analysis.- Trained processors on clearing conditions and underwriting requirem...