Based on Nicholas's skills and experience, I'm estimating his hourly rate to be around $75. This is a relatively conservative estimate, considering his education from Sacramento State College of Business Administration and his experience in banking. However, his role as a banker at Chase may not command a higher rate, especially since his job title and company are not explicitly mentioned. Additionally, his skills in Microsoft Office and Sign Language are not typically high-paying. Overall, this rate is below average for a banking professional with his experience and education, but it's a starting point based on the information provided.