Experience

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  Epiq

  • Sacramento, California Area

  • Senior Consultant, Corporate Restructuring

    • Jul 2019 - Present
    • Sacramento, California Area

    Mr. Kosinski advises restructuring clients in the administration of bankruptcy cases and receiverships in a wide array of jurisdictions. He assists with pre-filing activities, including preparation of petitions, first day motions, creditor matrices, crisis communications, and SOAL's & SOFA's. Post-filing, he leads internal teams to assist clients with claims reporting, complex noticing, and solicitation/tabulation. Mr. Kosinski has worked on major cases involving cryptocurrency, manufacturing, food, health care, energy and securities fraud. Major cases include Compute North Holdings, H2B Brands/Shur-Line, Par Funding Receivership, Pedersen-Dean Inc., Ruby Tuesday, American Blue Ribbon Holdings, Vector Launch, Gavilan Resources, Mattress Firm, and Lehman Brothers (SIPA Proceeding).

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  Acorn Trust Consulting

  • Rocklin, CA

  • Contractor

    • May 2018 - Jul 2019
    • Rocklin, CA

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  ResCap Liquidating Trust

  • Sacramento, California Area

  • Director - RMBS Recoveries and Claims Management

    • Oct 2012 - Jul 2019
    • Sacramento, California Area

    Lead teams and projects relating to recoveries, claims, litigation, and other aspects of the wind-down and disposition of Residential Capital, LLC and its domestic subsidiaries that filed Chapter 11.Residential Capital, LLC and its affiliates, was one of the largest residential real estate finance companies at the time of its Chapter 11 filing in May 2012, with assets and liabilities each in excess of $15 billion. The debtors' business was comprised primarily of loan servicing and origination. The ResCap Liquidating Trust was established under the Chapter 11 Plan of Residential Capital, LLC for the purpose of liquidating and distributing the assets of the debtors in the ResCap bankruptcy case.

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  Ally

  • Sacramento, California Area

  • Workout Officer

    • Jun 2007 - Oct 2012
    • Sacramento, California Area

    Oversee all aspects of managing a portfolio of high-risk loans to mitigate risks and maximize recoveries for the Bank.• Served as the principal point of contact and liaison for a portfolio of clients rated Special Mention or lower.• Provided direction to staff to manage risk and execute appropriate recovery or rehabilitation strategies. • Negotiated and structured complex loan agreements, wind-down plans, and settlement agreements.• Evaluated client business model, financials, and product quality to determine appropriate risk strategy.• Created and maintained financial models tailored to the identified risks of a client in order to stress test and assess cash flows, earnings, projections, and other key financial metrics.• Developed and executed recovery strategies in connection with charge-off or specific-reserve clients.• Oversaw all aspects of collateral management, including UCC sales, servicing transfers, loss mitigation efforts, foreclosures, loan modifications, REO management and disposition, and whole loan sales.• Served as a business expert and representative in all phases of offensive and defensive lawsuits, including mediation, depositions, discovery, court motions and trial.

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  GMAC/Residential Capital Corporation

  • Portfolio Manager / Credit Analyst

    • Nov 2005 - Jun 2007

    • Managed portfolio of mortgage companies with warehouse lines of credit ranging from $10M to $100M+.• Worked concurrently with cross-functional sales teams to develop and negotiate contract requirements for existing and potential clients.• Performed all aspects of risk analysis and client monitoring, including preparing semi-annual reviews, tracking covenant requirements, analyzing collateral performance, and obtaining and analyzing financial statements.• Maintained working relationships with CFO’s and CEO’s of the Company’s clients.• Created and maintained detailed models and reports to support analysis of clients’ financial statements.• Conducted extensive financial statement analysis, background checks, borrower interviews, and market/industry research.

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  Citigroup / First Collateral Services

  • Credit Analyst

    • Jul 2003 - Nov 2005

    • Provided credit analysis and account management for a large portfolio of mortgage companies.• Interacted daily with sales teams, mortgage industry professionals, and other departments to deliver real-time credit decisions.• Analyzed the credit-worthiness of mortgage companies requesting warehouse lines of credit ranging from $2M to $40M.• Researched and developed new product offerings for Company’s clients.