Okay, let’s tackle this. So Ney Carmona has 29 years of experience as a banker, which is a long time. He worked for Banco do Brasil, which is a large and well-established bank in Brazil. The average salary for a banker in Brazil is around $40,000-$60,000 per year, but this can vary depending on the location, industry, and level of experience. Since Ney is retired, he likely earned a higher salary during his working years. Considering his experience and the fact that he worked for a large bank, I would estimate his hourly rate to be around $120, which is on the lower end of the scale. However, this is just an estimate and may not reflect his actual hourly rate.