Okay, let’s tackle this. So Ned Campbell has 51 years of experience in insurance, which is extremely long-term. His skills include employee benefits, disability insurance, and new business development, which are all in demand. He’s the owner of his own insurance company, which suggests a high level of expertise and possibly higher earning potential. Location is Muncie, Indiana, which is a mid-sized city. Insurance professionals with his level of experience and expertise might charge higher rates. Maybe around $200–$400 per hour? But considering his extensive tenure, I’ll estimate around $275.