Experience

• 

  Saudi EXIM Bank

  • Riyadh, Saudi Arabia

  • Chief Advisor - CEO Office

    • Feb 2022 - Present
    • Riyadh, Saudi Arabia

    Full oversight of the Finance function of the government bank, including Capital Management, Liquidity and Financial Planning as well as analyzing the bank's financial strengths and weaknesses and proposing corrective actions. Provide financial strategy recommendations to the CEO and the Executive Management Team accompanied with full assurance of implementing the financial policies and procedures. Oversight of the ALCO and IFRS 9 based Impairment of the bank. Presenting to the Audit Committee and Board the Financial Statements of the bank and highlighting key accounting judgements.

• 

  HSBC

  • Chief Accounting Officer

    • Mar 2019 - Aug 2020

    Overall management of Financial and Regulatory Reporting, Operational Accounting, Controls, Stress Testing and Finance Risk Stewardship of HSBC Bank Canada entities.Responsible for the Financial matters; including the performance management, accounting judgement papers for the Audit, Risk and Conduct Committee of HSBC Bank Canada entities.Responsible for the OSFI, IIROC and CDIC reporting governance for the HSBC Bank Canada entities.

  • Senior Vice President, IFRS 9 Centre

    • Nov 2016 - Feb 2019

    Headed the IFRS 9 based Global Impairment production and analysis centre, supporting 60+ countries across the globe where HSBC operates.Led the implementation of the Global IFRS 9 Centre of Excellence at India, which is class leading unique setup in the Global Financial Services industry for IFRS 9.

  • Chief Financial Officer

    • May 2015 - Oct 2016

    As the CFO of HSBC Philippines, I was accountable for the management of the Finance function of three legal entities. I was also the director of the HSBC Savings Bank and HSBC Insurance Brokerage Philippines Inc.During my tenor in the Philippines, I drove significant Finance Transformation with the aim of improving reporting timeliness and accuracy, cost efficiency and business partnering support. Under my leadership, the Finance team achieved more than 55% headcount saving with improved quality in 2016. I was involved in three Group Finance Transformation work streams, working with 32 countries, Group HO in UK, Regional HO at HK and the Global Finance Centre in India. The objective was to drive streamlining to materially improve efficiency and cost savings. These engagement required me to work with colleagues located globally in a complex matrix organization like HSBC.At Philippines, I had driven material Capital Adequacy improvement in the HSBC Savings Bank through effective Assets Liabilities & Capital Management. I had also strengthen the Operational Risk Management framework in the bank from Finance perspective, which significantly contributed to the improvement of the bottom line of the bank in 2015.

  • Chief Financial Officer

    • May 2012 - Apr 2015

    I joined HSBC Oman in 2012 as the CFO and immediately got engaged in the Merger and Integration of the Oman International Bank and HSBC Oman to form the 2nd largest publicly listed bank at Oman- HSBC Bank Oman SAOG. The acquisition at that time was a largest of such M&A deal for HSBC since the HSBC Group CEO Stuart Gulliver took over in 2010.The integration required the development and engagement of a Finance team comprising of seven nationalities delivering a project in a record 107 days! Post integration, I had established a strong Financial Control function that ensured timeliness and accuracy of the reporting of the listed entity, effective RWA and Capital Management. Under my supervision, the dividend payout of the bank went to 90% in 2014 from 35% of 2012 with 18% Capital Adequacy Ratio, which was the highest in the Oman capital market. I had worked closely with HSBC Middle East CFO to run process reengineering and streamlining projects (including lean Six Sigma projects) resulting in 37% reduction of Head Count in 2 years, at the same time implementing faster reporting, better control and improved work-life balance for the Finance team.I oversaw disposal of the India and Pakistan operations of the subsidiary bank, which was very challenging from cross border Finance control and Tax management perspective.I was accountable to a Board, 49% of which was represented by the non-HSBC directors and actively managed the Investor Relations activities of the bank. During my tenor, the bank achieved highest credit rating by the Fitch Rating Agency. I used to attend the Annual General Meetings of the bank and addressed the queries from the shareholders of the bank.

  • Chief Financial Officer

    • Jun 2009 - May 2012

    During my tenor as the CFO of HSBC Bangladesh, the country became the top 20 Commercial banking site of the HSBC Group with the profitability of the franchise increasing by 50% in three years. Led by me, Finance contributed significantly in increasing product profitability, RWA efficiency and effective funding and liquidity management. I was awarded the ‘CFO with the best KPI score’ by the HSBC Asia Pacific CFO in 2011 for ensuring outstanding Finance Reporting timeliness and accuracy. I worked closely with the Central Bank of Bangladesh to support the introduction of Basel II framework in the Bangladesh Banking sector in 2010.

  • Deputy Financial Controller/Finance Manager

    • Aug 2004 - May 2009

    Worked as the deputy to the CFO, specialized work experience in Global Markets Finance/Product Control and Operations, Operational Risk and Capital Management of the bank.

  • Finance Manager in Short Term Assignment

    • Apr 2008 - Jun 2008

    Three months Short Term Assignment (STA) to support the entity CFO in managing the overall Finance function including management of two critical systems implementation, when the listed entity was in the process of a major acquisition. Worked closely with KPMG in the Interim Audit of the entity, which was a pre-requisite for the said acquisition.

• 

  Standard Chartered Bank, IDLC Finance and DBH Limited

  • Finance Manager

    • Sep 1997 - Sep 2002

    Various Finance roles at International Bank and Local Financial Institutions, including Standard Chartered Bank, IDLC Finance and DBH Limited

• 

  KPMG

  • Audit Trianee

    • Feb 1994 - Aug 1997

    Completed the three & half years of rigorous audit training mainly covering the top International financial services institutions operating in Bangladesh.