Experience

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  Pearz Enterprise

  • Consultant

    • Jun 2015 - Present

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  Imasiku and Company

  • Lusaka, Zambia

  • Accounts Head

    • 2016 - 2018
    • Lusaka, Zambia

    • Assist the with the day-to day, monthly and year-end operations of the Accounting/ Finance Department including budget review and analysis.• Perform the processing and recording of accounts payable transactions and ensure that all invoices and staff reimbursements are paid accurately and in accordance with Finance policies and procedures• Client Accounts Management• Manage the processing of cash receipts, recording of revenue and receivable• Perform the processing of functional and benefits expense allocations, monthly accruals, amortization of prepaid expenses, fixed assets depreciation and recording of adjusting and reclassification journal entries, if necessary.• Prepare and analyse the monthly budget/forecast to actual variance reports• Preparation of financial reports such as financial statements and budget performance, • Perform general accounts analysis and reconciliations, including bank statements, fixed assets, employer’s benefit costs, accruals and prepaid expenses.

• 

  Earthrow Finance Limited

  • Lusaka, Zambia

  • Head Of Commercial and Accounts

    • 2012 - 2016
    • Lusaka, Zambia

     Develop commercial relationship with current and potential clients Develop new business ideas and contribute to increased market penetration Credit risk assessments and recommendation for approval to credit committee Presentation of company products to various stakeholders Projects Management Debt collection  Carry out credit assessments and due diligence Formulation and implementation of the company strategic plan  Responsible for the operation of the Commercial department  Operations analysis to evaluate performance to determine areas of potential cost reduction, program improvement or policy change Coordinate the development of budgetary controls and recordkeeping systems  Ensure a quality loan portfolio Presentation of all Financial reports to the Board Responsible for the day to day business operations Ensured that all departments operate within budgets and achieve set targets Implemented systems for reviewing all operating costs and provided reports to the Financial Controller  Ensured the head of departments carried out appraisals with their teams Ensured that customer satisfaction was maintained as per set targets

• 

  ALIOS FINANCE

  • Lusaka, Zambia

  • Account Manager

    • 2009 - 2012
    • Lusaka, Zambia

     Relationship management of clients Credit Risk assessment for all facilities( Financial and general) Facilitate the preparation and analysis of reports Capital Raising Review performance data (financial, sales and activity reports) to measure productivity Plan and implement procedures and systems to maximize operating efficiency Develop the strategic marketing plan and lease budget, and compare with the actual portfolio Be the point of contact with the commercial department (middle and back office)  Be the point of contact between the customer and ALIOS Promoted ALIOS Finance Zambia’s brand and products Debt recovery and initiation of litigation Carried out competitor analysis within the market Developed business relationship with dealers and equipment suppliers  Solicit for leasing business and visit client premises Organized and manage business meetings within ALIOS and outside

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  Leasing Finance Company

  • Ndola, Copperbelt, Zambia

  • Assistant Accountant

    • 2004 - 2009
    • Ndola, Copperbelt, Zambia

     Credit application appraisal Credit Risk Assessment Debt collection Addressing customer queries Preparation of legal documents for default clients Preparation of management accounts Reports to Bank of Zambia (Financial) Returns to Bank of Zambia Preparation of debtors listings including arrears schedules on overdue accounts Monthly and weekly Forex Risk Exposure to Bank of Zambia Preparation of invoices for clients Responsible for company payments to suppliers of goods and services Handling of petty cash floats