Okay, let’s tackle this. So Nancy Koski has 10+ years of experience as a Senior Financial Advisor, which is a significant amount of time in the industry. Her skills in employee benefits, management, and retirement planning are in high demand. Location is Palo Alto, California, which is a hub for tech and finance companies. Financial advisors with her level of experience and expertise typically charge higher rates. Maybe around $200–$300 per hour? But considering her senior role and location, I’ll estimate around $225. Some top financial advisors in the Bay Area can charge $350+, but that’s less likely for someone with Nancy’s experience and skills.