Experience

• 

  OLP Modaraba ( Formerly ORIX Modaraba)

  • Pakistan
  • Financial Services
  • 1 - 100 Employee

  • Assistant Relationship Manager

    • Jan 2023 - Jul 2023

    - Collaborated with Relationship Managers and Senior Relationship Managers to cultivate and expand profitable business relationships, targeting a diverse clientele including MNCs, Local Corporates, and ME/SME/Commercial clients.- Ensured portfolio compliance with OLPM's policies and Credit Underwriting Standards, actively participating in credit risk reviews and timely submission of credit reviews/Business Credit Applications.- Managed asset risk, monitored monthly repayments, and maintained meticulous documentation, reducing discrepancies and enhancing the portfolio's financial health.- Served as a primary point of contact for customers, addressing inquiries, resolving issues, and anxiously promoting OLPM products and services, contributing to overall customer satisfaction.

  • Associate - Client Relationships

    • Aug 2022 - Jan 2023

    - Supported Assistant Relationship Manager/Relationship Manager/Senior Relationship Manager/Unit Head South/Director Client Relationships Pakistan in cultivating profitable business relationships with MNCs, Local Corporates, and ME/SME/Commercial clients.- Achieved optimal utilization of approved credit lines, maintaining required asset yield through marketing OLPM's products (Ijarah/Leasing & Diminishing Musharakah, etc).- Ensured portfolio compliance with OLPM's policy and Credit Underwriting Standards, managing credit risk reviews and adhering to group guidelines.- Monitored asset risk, monthly repayments, and resolved documentation discrepancies within the portfolio.- Contributed to the development of new products and business practices while assisting Client Relationships team with administrative tasks.

• 

  Pak Brunei Investment Company Limited

  • Karāchi, Sindh, Pakistan

  • Corporate Banking Intern

    • Jun 2022 - Aug 2022
    • Karāchi, Sindh, Pakistan

    Department : Corporate Banking- Calculated Financial Ratios to evaluate the financial strength and risk of the company.- Prepared Client Reviews along with Industry Analysis.- Responsible for availability of legal documentation and involvement with CAD.- Responsible for weekly and monthly query of currencies, commodities etc.

• 

  Retailo Technologies

  • Karāchi, Sindh, Pakistan

  • Finance Intern

    • Mar 2022 - Jun 2022
    • Karāchi, Sindh, Pakistan

    Department: Finance- Assist in Working of Sales Tax Returns - Reconciling data sales tax GL Vs Sales tax portal- Prepare Withholding Income tax certificate- Working on compiling withholding income tax data - Assist senior to update the changes in laws and regulations- Performed Vendor Reconciliation.

• 

  BMA Capital Management Ltd.

  • Karāchi, Sindh, Pakistan

  • Finance Intern

    • Jan 2022 - Jan 2022
    • Karāchi, Sindh, Pakistan

    Department: Finance- Responsible for reconciling the Bank statements with the ledger on daily basis- Responsible for reconciling clients’ accounts statements with the Ledger on daily basis- Compiled and assisted the CFO in analyzing FY20-21 brokerage sales from different vendors on monthly and quarterly basis.

• 

  Pakistan Refinery Limited

  • Karāchi, Sindh, Pakistan

  • Finance Intern

    • Jun 2021 - Jul 2021
    • Karāchi, Sindh, Pakistan

    Department: Finance- Conducted Stock Audit of FY2021.- Conducted Audit of FBR Tax notice of 2017-2019.- Tasked to make sales invoice, cross check the variables and inserted entries on SAP.- Reviewed and updated company related information on FBR website