Experience

• 

  Orient Takaful Insurance Egypt - An Alfuttaim Group Company

  • Egypt
  • Insurance
  • 100 - 200 Employee

  • Assistant Vice President - Medical Underwriting

    • Jul 2023 - Present

  • Medical Underwriting Manager

    • Aug 2020 - Jul 2023

    Develop and execute strategic initiatives that support profit, growth, retention and customer objectives Set the authority limits within the Underwriting teams.Develop the Department annual objectives, strategic initiatives and projects in the line with the company overall Strategic Dialogue and budgets.Ensure the achievement of set annual technical and financial objectives and strategies as well as monitor and control costs to ensure adherence to planned budget.Audit the underwriting team’s operations and ensure adherence to procedure manuals and standards.Maintain excellent relations with clients, Brokers and reinsurers as well as develop networks of contacts to maximize business development opportunities.Present periodical and annual reports and statistics to illustrate the department’s activities and results for the Top Management.Provide the Head Office team , branches and brokers with technical and managerial supportTracks and assesses impact of large losses including making recommendations to modify underwriting guidelines/profile as neededHandle Complicated additions and deletions processHandle all requested reports with re-insurance Company and reviewing all TPA fees invoices before start issuance process

  • Executive Head of medical department

    • Dec 2019 - Aug 2020

• 

  MEDGULF

  • Cairo, Cairo, Egypt

  • Senior Medical Underwriter

    • 2017 - Dec 2019
    • Cairo, Cairo, Egypt

    studying insurance proposals.gathering and assessing background information in order to effectively assess the risk involved.calculating possible risk and deciding how much individuals or organisations should pay the premium.computing results for appropriate premiums using actuarial information, other statistics and own judgement.liaising with specialists, such as surveyors or doctors, for risk assessment.gathering information and various types of reports (e.g. medical records) from specialists.negotiating terms with policyholders or their brokers.ensuring that premiums are competitive.specifying conditions to be imposed on different types of policies, for example, asking that a property owner install a security alarm.negotiating with brokers and drawing up contracts.writing policies.keeping detailed and accurate records of policies underwritten and decisions made.

• 

  Prime Health Medical Inc

  • Cairo, Cairo, Egypt

  • Medical Underwriter

    • Jan 2014 - Dec 2016
    • Cairo, Cairo, Egypt

    studying insurance proposals.gathering and assessing background information in order to effectively assess the risk involved.calculating possible risk and deciding how much individuals or organisations should pay the premium.

• 

  Metro Markets

  • cairo ; egypt

  • Stock Controller

    • May 2011 - Dec 2013
    • cairo ; egypt

     Handles all recruitment activities such as screening applicants, preparing interviews, administering tests, checking references and background, and evaluating applicant qualifications Prepares job descriptions and Keeps track and documentation. Discuss the offer letter and follow up the employment process including Employment papers Follows Up on probation period Status for the newly hired employees Conducts Exit interview to identify factors which affect the employees Implements newly hired orientation Programs to ensure full awareness with job description, career path, and company lines of business, policies and procedures, company vision and mission

• 

  Basem Al Hefnawe Company for Law counsels

  • cairo ; egypt

  • lawyer of Criminal law department

    • Jun 2009 - May 2011
    • cairo ; egypt