Experience

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  New Horizon Loans

  • California, United States

  • Senior Certified Mortgage Broker

    • Feb 2017 - Present
    • California, United States

    Monique has been delivering quality home mortgage loans to residents throughout California for over 20 years. After reflecting on my business, the industry changes and my desire to simplify the loan process, I am delivering loans as a mortgage broker. At this level, I can be more time efficient in a competitive market while delivering wholesale mortgage rates to my clients. I can close loans in less than 21 days for both residential refinance and purchase transactions. As a mortgage broker, I have direct access to a nationwide menu of banks and lenders with no guideline overlays or restrictions. All scenarios; residential, commercial, agriculture or multi family, I have experience in every aspect of real estate, title, escrow, appraisal and investments. My specialty is answering questions and providing my clients with the best advice and loans to make informed choices in California's mortgage and real estate market.

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  Wells Fargo Home Mortgage

  • Mortgage Loan Officer

    • Apr 1998 - Dec 2016

    Originated loans with GMAC, Wells Fargo until 2003 when I moved my business to a mortgage broker. After 2011, I continued to originate loans via correspondent banks and private money banking until the end of 2016.

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  Powerhouse

  • Chief Financial Officer Operations

    • Sep 1991 - Apr 1993

    Performed all financial management of business to include accounts rec/payable, monthly client billing, business operations and office management for a Public Relations firm in London, UK.

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  Disneyland Paris

  • Operations Manager

    • Nov 1990 - Mar 1991

    Served as an operations manager on the construction site of Euro Disney. Fluent in French. Negotiated housing, transportation and meals for all non French employees on construction site. Most of the staff came from the UK and Ireland to work. Provided legal work permits for all Euro nationals, retrieved employees from the jail on Mondays after long Sundays at the PUB.

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  Club Med

  • Waterski Instructor

    • Jun 1989 - Oct 1990

    Worked as a waterski instructor for international travel resorts in the Caribbean. 7 days a week, all day and all night in guest relations, activities, drama and club events.

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  GUESS?, Inc.

  • Assistant To The Director Of Operations

    • May 1987 - May 1989

    The was my first job out of college, worked as an assistant to the operations manger of the largest fashion denim brand in the 1980's. Worked daily with international sales, shipping and manufacturing to maintain good delivered to all designated stores as each season is released. Very fun to be a part of the fashion denim empire of the Marciano brothers in the late 1980's. Worked with Maurice and Paul Marciano from the downtown LA plant operations. Left job after two years due to dislike of Marciano business style, too demanding and arrogant. There was lots of tension due to the Jordache vs. Guess Jeans litigation over design copying.