Experience

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  Investec Bank Mauritius Ltd

  • United Kingdom
  • Financial Services
  • 700 & Above Employee

  • Risk Manager

    • Aug 2022 - Present

  • Credit Risk Officer

    • Oct 2016 - Aug 2022

    My current role is a Group Credit Risk Manager at Investec in Johannesburg, South Africa. I sit as a voting member in a delegated mandate Group Credit Committee. The committee is tasked with evaluating and approving deals across the bank (both from the retail bank as well as corporate and investment bank business unit). Group Credit is the final credit risk function with a mandate to approve deals, anything beyond their mandate requires executive and non-executive oversight with recommendation from Group Credit. As a result, we liase and engage constantly with the executive and non-executive members. Apart from my committee responsibilities, I’m also responsible for maintaining Investec Bank Group’s lending policies as per the Banks’ Regulation provisions and best practice. Thus, on an annual basis I review such policies against any updates in regulations and or practices and trends in the banking space and take them through for approval.I also sit in various monitoring forums, i.e. watchlist, deal forum, review forums etc. the various forums are aimed at keeping abreast of the bank’s book and taking note of early warning signs with financially distressed counterparties. We also provide strategic guidance to deal team on various risk issues prior and or post credit. We are also instrumental in providing risk insight to the model development team who are currently engaged in taking the bank to the AIRB regime (Advanced Internal Rating Based).

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  DBSA

  • 1258 Lever Road, Headway Hill, Midrand

  • Credit Risk Analyst

    • Feb 2015 - Sep 2016
    • 1258 Lever Road, Headway Hill, Midrand

    Oversight of the SA Corporate Lending and Project Finance - both for annual review portfolio management and new business.Project Finance exposure covered, mainly, Renewable Energy IPPs, mainly solar energy on both PV and CSP technology, ICT infrastructure, logistics and transportation, PPPs and concessions.

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  Standard Bank Group

  • South Africa
  • Financial Services
  • 700 & Above Employee

  • Credit Risk Analyst and Portfolio Manager

    • Apr 2012 - Jan 2015

    Corporate and Investment Banking - Construction and Infrastructure sector:New business origination and annual reviews.Portfolio Management:- Keep abreast of latest developments in the industry and/or industry drivers, i.e. country or political dynamic changes, GDP and interest rates expectations, competition and international influences,- Perform review of existing financing facilities to clients at-least annually,- Manage daily excesses and/or breaches of covenants,- Motivate to credit committee credit strategy for each client.Property PortfolioNew Business origination and annual reviews

  • CA (SA) Article Trainee

    • Feb 2010 - Jan 2013

    I'm a trainee accountant under the Standard Bank TOPP programme. Covered Financial management information packs, Group consolidations and Corporate and Investment Banking tax, Structured Lending within the Property credit division and Group Internal Audit.

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  Nelson Mandela Metropolitan University

  • Port Elizabeth Area, South Africa

  • Abedare Lab assistant

    • Feb 2007 - Nov 2009
    • Port Elizabeth Area, South Africa

    Assisted students from different faculties and line of study with computer related issues.