Experience

• 

  Al Ansari Exchange

  • Kuwait

  • Deputy Head of Compliance Manager

    • Dec 2021 - Present
    • Kuwait

    Job Responsabilities• Conduct AML /KYC formality reports on questionable accounts and transactions.• Strict compliance with the Local Laws and International best practices.• Prepare quarterly compliance report• Respond to the queries raised by the local regulatory authorities in money laundering and terrorist financing cases.• Respond promptly to any request made by the Enforcement Unit or regulatory authority / Correspondent banks. • Monitor the day-to-day transactions based on the Red Flag Alerts / parameter kept in the system. • Furnish periodic report to Board of Directors about the gaps/findings/corrective actions taken based on the External AML Audit. • Keep record of all correspondence and circulars issued by the Central Bank of Kuwait• Scrutinize and keep a record of all contracts that are signed with correspondents from the perspective of these meeting the CBK requirements.• Direct the development, operations and management of compliance programs.• Attending workshops, seminars and conferences on behalf of Company.• Design, create and update compliance forms and AML/CFT policy & procedures• Coordinating for conducting AML/CFT Training programmers for all the staffs• Educate staff on compliance issues and procedures• Responsible for obtaining and reviewing AML documents with correspondents.

• 

  Al Mulla Exchange

  • Kuwait

  • Compliance Officer

    • Jan 2018 - Dec 2021
    • Kuwait

     Review all required AML/ KYC Regulatory requirements for all clients and analyzing any transactions that appear unusual based on the customers profile  Effectively conduct AML /KYC formality reports on questionable accounts and transactions.  Manage the business group's Know Your Client process (KYC) and Anti-Money Laundering process (AML) in strict compliance with the Local Laws and International best practices.  Receive Internal Suspicious Transaction Report (STR) from the branches to investigate and take suitable action on case to case basis by filing STR reports to Kuwait Financial Intelligence Unit. The summary of such STRs filed shall be notified to the board on a periodic basis.  Respond to the queries raised by the local regulatory authorities in money laundering and terrorist financing cases.  Respond promptly to any request made by the Enforcement Unit or regulatory authority / Correspondent banks.  Monitor the day-to-day transactions based on the Red Flag Alerts / parameter kept in the system.  Furnish periodic report to Board of Directors of Al Mulla International Exchange Company K.S.C.C about the gaps/findings/corrective actions taken based on the External AML Audit.  Keep record of all correspondence and circulars issued by the Central Bank of Kuwait, Oman and Bahrain.  Scrutinize and keep a record of all contracts that are signed with correspondents from the perspective of these meeting the CBK requirements.  Perform background check of all candidates before they are considered for recruitment by the Company from World Check Database / Dow Jones.

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  Mashreq Bank

  • Egypt

  • Cash Manager

    • Mar 2008 - Apr 2015
    • Egypt

    Supervise and assist in providing service to customers over cash counters area to ensure efficient delivery of service with fully adherence to bank's policies and regulations, and maintaining acceptable control over operations and procedures of the branch.

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  Citibank (Banamex USA)

  • Egypt

  • Head Teller (Cash and Operations Officer)

    • Apr 2004 - Mar 2008
    • Egypt

    Performing & coordinating all financial transactions time deposits booking\breaking\ pledge\ chq\ book request processing\ deposits\withdrawals\ Fx transaction\draft issuance\Internal &external funds transfers)  Ensures the adherence to the A&P manual, also to the CBE requirements and standard operating procedures.  Coordinating the incoming / outgoing funds transfers with central operation unit  Assist in conducting account verification on new opened accounts  Issuing Mashreq checks, bank draft, and Certified chq.  Full responsibility over the ATM (Replenishing Balancing)  Training junior tellers  Holding the custody of the Branch Main Vault including all currencies  Balance branch position  Resolves customer issues though direct interface  Handle Daily Clients mail to ensure proper delivery on due dates  Control safe shipments to branches or other banks as appropriate-monitor vault limit insurance  Identify when & where to refer customers to an appropriate area of delivery for specialist sales help or advice  Through effective banking hall management ensure that customers are directed to the most appropriate delivery channel to meet their needs e.g. cashiers' ATM etc.  Deliver world class customer service practices and ensure adherence to Mashreq service standard