Experience

• 

  Meezan Bank Limited

  • Pakistan
  • Banking
  • 700 & Above Employee

  • Assistant Vice President

    • Sep 2012 - Jul 2018

    • Relationship Management with Correspondents Banks, MTOs and Exchange Companies.• Product Development / Enhancement / APIs - Integration with MTOs and Core System.• Management of Remittance Business – Operations and Audit and Compliance.• Establishment and Management of Virtual Branch.• To keep coordination with Finance Department and IT Department for settlement of Income and reconciliation issues. • Handle both internal & external customers' queries on daily basis.• Recording of rebate income received from Central Bank and distribution among our customers. • Supervision of entries in Core System.• Knowledge of all swift messages.• System implementation on HRU software Moneta.• Responsible for Project Management & Business requirement analysis for different portfolios.• Coordination & Communication with stakeholders like Business & Operations Heads, IT Management, Vendors etc. for system implementation / Support• UAT Process Management.• Post deployment Product Support.• Arrangement & Management of training programs after system implementation.• Responsible for Initiating and managing automation & process improvement projects• Actively participated in up-gradation of T-24 version 16.• Finalization of policies and procedures for the department.• Member of action committee for Health/ Fire safety in bank.

  • Assistant Manager I

    • Aug 2011 - Aug 2012

    • VISA CARDS Transactions and Reconciliation.• Having knowledge of ATM Operations with reconciliation.• Inter Branch Reconciliation (230 Branches)• Head Office reconciliation (230 Branches)• Worked on MIS Mart System for Bank.• Worked on Temenos R-8 & R-5 Systems for Bank.• Online transaction posting reconciliation.• Worked on NOSTRO reconciliation

• 

  INVEST CAPITAL INVESTMENT BANK LIMITED

  • Karachi

  • MANAGER TREASURY & CAPITAL MARKET OPERATIONS

    • Jul 2008 - Oct 2010
    • Karachi

    Treasury & Capital Market Settlement Responsibilities• Compliance of Counter party limit & Dealer Limit.• Compliance of SBP/SECP circulars issued from time to time.• Research and other reports for improvement in working of the department.• Evaluation of Companies and Financial Institutions in which investments are made.• Keeping of accounting records by passing accounting entries related to treasury in system.• Daily Bank Reconciliations.• Settlement of all type of transactions related to money market.• Preparation of periodical reports for SBP/SECP and Head Office.• To keep liaison with the management regarding the affairs of the department.• Overview of dealing in Treasury & Investment Department• Advise and finalize policies in Treasury & Capital Market at department level.• Developed policies and standardized procedures for Treasury Department.• Member of investment Committee for responsible to invest in Ready-Future Market & CFS MK II.• Responsible for recording of shares portfolio and dividend bonus. • Preparation of Individual Ledgers and Preparation of Schedules & all reports.. • Dealing with the stockbrokers for settlement of shares.• Active interaction with investment analysts and trading desk to ensure maximum positive impact on portfolio returns and minimum trading costs. • Records of shares securities, transfer and reconciliation of shares by using Central Depository System.• Processing / operations CDS (Central Depository System) posting / transfer of physical shares on behalf of bank’s as well as clients.• Developed policies and standardized procedures for Capital Market Operations Department.System Development and Implementation• Direct involvement for system development and implementation of Investment Banking Software for Treasury, Capital Market Operations, Risk Management modules and InvestFolio.• Co-ordination with System developer and IT department for performing UAT for new System / Product.

• 

  Meezan Bank Limited

  • Karachi

  • Assistant Manager Capital Market Operations

    • Dec 2005 - Jul 2008
    • Karachi

    • Shariah complaint screening of investee companies.• Responsible for recording of shares portfolio • Preparation of Individual Ledgers and Preparation of Schedules. • Dealing with the stockbrokers for settlement of shares.• Active interaction with investment analysts and trading desk to ensure maximum positive impact on portfolio returns and minimum trading costs. • Recording of purchases and sales of shares, dividends and bonuses.• Preparing of internal reports and SBP reports related to the Capital Markets Department.• Follow-ups, correspondence related to dividend and bonuses issued by the companies.• Records of shares securities, transfer and reconciliation of shares by using Central Depository System.• Handling of IPO’s and guidelines to the branches to complete the process related.• Implementation of Commercial Banking Software (Temenos Globus) which covers Capital Market (Equity Portfolio) and Financial Module.• Introduced new systems / reports of Capital Market.• Responsible for preparing / issuance of operational policies / guidelines of CMO related products (bankers to the issue IPO’s / collecting banks services / cash dividends etc.• Processing / operations CDS (Central Depository System) posting / transfer of physical shares on behalf of bank’s as well as clients.• Verification of CDC billing and preparing/recovery of CDC- bills of Sub-Account holder.

• 

  MOSH INTERNATIONAL

  • Karāchi, Sindh, Pakistan

  • Manager Accounts

    • Feb 2001 - Nov 2005
    • Karāchi, Sindh, Pakistan

    • Preparation and finalization of Financials. • Preparation of Bank Reconciliation Statements, Salary (Payroll), Inventory Statements & MIS Reports. • Preparation of Weekly Cash Flow Statements. • Co-ordination with Statutory and Internal Auditors for finalization of Accounts and other related works.• Internal reporting to the CFO on daily basis regarding sales and purchases of the raw materials.

• 

  PAKISTAN EMERGING VENTURES LIMITED

  • Pakistan

  • Manager (Capital Markets Operations)

    • Aug 1998 - Dec 2000
    • Pakistan

    • Member of Trading Desk.• Supervise the shares settlement department to record the purchases and sales of shares, dividend and bonuses. • Preparing of internal reports and SBP reports related to the Capital Markets Department.

• 

  CRESCENT INVESTMENT BANK LIMITED

  • Pakistan

  • Operations Officer (Capital Markets Operations)

    • Sep 1994 - Jul 1998
    • Pakistan

    • Responsible for recording of shares portfolio.• Recording of dividend and bonuses.• Margin loans, evaluation of their securities and correspondence with the clients.• Preparing internal reports, reports for head office and SBP reports related to shares, managed accounts and margin loans.