Experience

• 

  Midland Bank Limited

  • Banking
  • 1 - 100 Employee

  • Head of Internal Control and Compliance Division (ICCD)

    • Jan 2015 - Present

    To:a) lead the ICCD of the Bank as its Head.b) fix JD of the 3 Departmental Heads.c) guide the 3 departmental Heads as and when required.d) supervise the performance of the 3 Departmental Heads.e) review and counter sign the following Reports of the ICCD and submit the same to Board of Directors / Bard Audit Committee / Managing Director and CEO:Annual Audit Plan, Reports of the Branches, Reports of the Divisions, Special Audit Report on any Branch / Division, Special Investigation Report, Report on Surprise Visit to Branches, Annual Health Report of the Bank, Summary of all the Reports, reports on monitoring of loans and advances, various General Ledger of the Bank, Quarterly Operations Report on Branches, Loan Documentation Check Lists, Any other Report prepared by the Division.f) sign all the correspondences of the Division that is required to be signed by him. g) assess the performance of the 3 Departmental Heads, give their Annual Appraisal Report and counter sign the annual appraisal reports of all the other employees of the division submitted to him by the Departmental Heads and submit the same to HRD.h) frame new policy or recommend revision of the existing policy as and when required. i) hold ‘Review/Exit Meeting’ with the Managers and Divisional Heads on important audit findings.j) arrange training program for ICCD officials.k) attend various meeting as a member like Management Committee (MANCOM), Risk Management Committee (RMC), Integrity Building Committee, Customer Service and Complaint Management Committee, BASEL Committee etc.l) attend Board of Directors’ meeting for presenting audit reports and other reports, if any.m) work as a contact point of the Bank with regulators like Central Bank of Bangladesh.n) perform any works as assigned by Managing Director & CEO, Board Audit Committee and Board of Directors.

  • Assistant Vice President & Head of Audit and Inspection

    • Sep 2014 - Jan 2015

• 

  Midland Bank Ltd.

  • Bangladesh

  • Head of Human Resources Division

    • Jul 2022 - Oct 2022
    • Bangladesh

• 

  AB Bank Limited

  • Banking
  • 400 - 500 Employee

  • Senior Principal Officer & Credit Incharge

    • Sep 2011 - Sep 2014

    As Relationship Officer:- To develop & maintain profitable business relationship with the existing & potential customer.- To work as one point of contact for all banking needs of a customer.- To collect required data /information from the client, co-ordinate, analyze & interpret the same to assess credit risk, justify credit worthiness and determine genuine facility requirement of a client.- To process and prepare credit proposal relating to the corporate, SME and Retail customers with special attention to their customized need.- Dealing with CCS proposal & documentation of Home Loan, Auto Loan, personal Loan, secured loan, Bank Guarantee Business (Local & Foreign) etc.- To process and prepare credit proposal against work orders, syndication loan, purchase Inland accepted bills .- Constant monitoring of the accounts and follow up with the customer.- Regular contact with the customer including Office visit to determine actual need of bank finance.- To ensure strict compliance of sanction terms and conditions.- Periodical review & preparation of reports / statements.As Credit Administration-Loan Documentation:- Working Knowledge on Completion of Registered Mortgage formalities & Redemption of the same, Execution of Pari-Passu security sharing agreement, Creation of Charge with Registrar of Joint Stock of Companies & Revocation of the same.- Working Knowledge on Completion of Documentation Formalities.- Dealing with court cases.As Operations Manager (Current charge) to oversee:1. Foreign Trade Operations.2. Foreign remittance department.3. Account Opening department.4. Local remittance issues-Clearing, collection, Shachayapatra etc. Issuance Pay Order etc.5. Cash management, Branch Security Issues etc.6. IT related Issues.7. Financial Control Issues.8. ATM machine 9. Various customer service issue – all general Banking issues.

  • Principal Officer & Credit Incharge

    • Jul 2010 - Sep 2011

  • Principal Officer, Monitoring

    • Feb 2007 - Jul 2010

    As a Research Wing team member - preparation of:1. Branch Operation Manual2. Manual of Internal Control and Compliance Division (Revised - 2009)3. Complaint Handling Policy & Procedures4. Process and Policy of Monitoring Actions of Bangladesh Bank & other regulators’ directions5. Process of Monitoring of calendar of returns6. Procurement Policy (Vetting)7. Policy related to Staff accounts8. Surprise Visit Check list9. Process and policy of Branch audit report compliance through soft form10. Account opening form for CD/SB/STD/FD etc.11. Risk Based Audit Format12. Loan Documentation Checklist13. Departmental Control Function Check List14. Project Manager of Digital Circular Archiving of Bangladesh Bank and AB. As an Audit team member – 1. Audited various Branches on General Banking & Credit2. Audited various Divisions of Corporate Office e.g. CRM, Cards, HR, GSD, FCD etc. 3. Conducted investigations/ inspection of various complaints and fraud & forgery etc.As a Compliance officer -1. Bangladesh Bank Inspection on Core Risk Management - Coordination audit compliance.2. CAMELS Audit – Coordination and Documentation.3. External Audit – Coordination and Documentation.As a Monitoring team member - 1. Audit Report Compliance of various Branches of AB2. Anti Money Laundering Issues3. Checking of Quarterly Operations Report4. Loan Documentation Check List5. Conducting surprise visit to the Branches6. Legacy account updating7. Fortnightly Branch MeetingAs a liaison officer of ICCD - 1. Maintenance of various circular, memo & other divisional files2. Maintenance of Personal files of Head of ICCD3. Preparation of audit calendar4. Preparation of audit directives5. Checking of bill & vouchers of the division6. Correspondence with various divisions7. Correspondence with Bangladesh Bank8. Writing of Memo & Minutes of Board Audit Committee & Management Committee Meeting.

• 

  Eastern Bank Limited

  • Shantinagar Branch, Dhaka

  • Branch Operations Manager

    • Apr 2006 - Feb 2007
    • Shantinagar Branch, Dhaka

    1. Scrutinizing CD/SB/FD/STD/MDP etc. account opening forms and giving approval both in system and physically and closing of the same.2. Issuance of Cheque Book and cancellation of the same both in system and physically.3. Authorization fund transfer, Standing Instruction, Special Instruction, Stop Payment, Pay Order etc.4. Handling of locker rent procedures.5. Checking of vouchers with daily transaction report.6. Maintenance of vouchers after giving input to the voucher register7. Preparation of Daily & weekly position.8. Preparation of SBS 1 & SBS 2.9. General Ledger Checking & Reconciliation.10. Reconciled long un reconciled Pay Order GL with Pay Order Register ( Following the process many Branches have done the same job)11. Maintenance of various circular files & other official files.12. Checking of various reports.