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Mili Joshi profile image

Mili Joshi

Regional Credit Manager - Affordable & Micro Housing & LAP at Shubham Housing Development Finance Company
Intro Book
Experienced banking professional with expertise in credit analysis and team management.
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Location
Jodhpur, Rajasthan, India, IN
Skills
  • Credit
  • Credit Risk
  • Credit Analysis
  • Cross Selling
  • Loans
  • Show all
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Bio

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Mili Joshi is a seasoned banking professional with 10+ years of experience in credit analysis, risk assessment, and team management. She has worked in various roles, including Regional Credit Manager at Shubham Housing Development Finance Company and Jana Small Finance Bank, and Area Credit Manager at Hero Fincorp Ltd. Mili holds a Bachelor of Science degree from Lachoo Memorial College of Science and Technology.

Experience

  • Shubham Housing Development Finance Company
    • Indore, Madhya Pradesh, India
    • Regional Credit Manager - Affordable & Micro Housing & LAP
      • Jul 2023 - Present
      • Indore, Madhya Pradesh, India

      Risk Assessment and Credit Analysis, Managing the portfolio of Affordable and Micro Housing and LAPVendor Management, Compliance and Branch Training. Regional Profitability

  • Jana Small Finance Bank
    • India
    • Banking
    • 700 & Above Employee
    • Regional Credit Manager
      • Jun 2022 - Jun 2023

    • Senior Manager - Area Credit Head
      • Jul 2021 - Jun 2022

      Risk Assessment and Credit Analysis, Managing the portfolio of Affordable and Micro Housing and LAPVendor Management, Compliance and Branch Training. Location Profitability

  • Hero Fincorp Ltd
    • Jodhpur
    • Area Credit Manager
      • Sep 2015 - Mar 2020
      • Jodhpur

      Responsible for reviewing credit applications & analyzing the financial & other documents of the applicants in determining credit worthiness as per policies

  • FULLERTON INDIA CREDIT COMPANY LTD
    • JODHPUR
    • CREDIT MANAGER
      • Apr 2013 - Sep 2015
      • JODHPUR

      Prepare CAM and Eligibility Sheets as per assessment criteria and policy CIBIL Analysis, Vendor Management, Branch Training

  • FIRST BLUE HOME FINANCE LTD
    • BRANCH OPERATIONS MANAGER
      • Jan 2011 - Apr 2013

  • DHFL
    • BRANCH OPERATION MANAGER
      • 2011 - 2013

  • FULLERTON INDIA CREDIT COMPANY LTD
    • INDORE BRANCH
    • CREDIT MANAGER
      • 2007 - 2010
      • INDORE BRANCH

  • ICICI BANK LTD
    • JODHPUR
    • CREDIT MANAGER
      • 2002 - 2004
      • JODHPUR

  • BOB HOUSING FINANCE LTD
    • ASSTT. MANAGER
      • 2000 - 2002

Education

  • 1993 - 1996
    Lachoo Memorial College of Science and Technology
    Bachelor of Science (B.Sc.), Computer Science
  • Central Academy Jodhpur
  • IIRM

Suggested Services

This profile is unclaimed. These are suggested service rates with 0% commision upon successful connection

Industry Focus. “Financial Services”

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