Okay, let’s tackle this. So Mike has 27 years of experience in software development and insurance solutions. He’s been working at Fiserv for over two decades, which is a large and established company. The software industry is generally considered to be a mid-to-high demand field, but the insurance industry is also in need of skilled professionals. Considering his level of experience and the fact that he’s been with Fiserv for so long, I’d estimate his hourly rate to be on the lower side of the mid-range. A rough estimate for a software developer with similar experience in the Midwest could be around $100-$150 per hour. Given Mike’s specific skills and experience, I’d place his rate at $125 per hour.