Okay, let’s tackle this. So Michael Plunkett has experience in the financial industry, specifically in fraud recovery. He works at Options Recovery Services, a company that deals with fraud prevention and recovery. The location is the San Francisco Bay Area, which is a hub for financial services. Considering his role and location, his rate might be on the lower side for someone with similar experience. Let’s look at some benchmarks. According to Glassdoor, fraud analysts in the Bay Area can earn around $80,000-$120,000 per year. Since Michael doesn’t have a specific salary mentioned, I’ll estimate his hourly rate based on that. Assuming a 40-hour workweek and 52 weeks per year, that’s around $100,000 per year. Divided by 2,000 hours (40 hours/week * 52 weeks/year), that’s around $50 per hour. However, considering the role is more specialized and requires specific skills, I’ll adjust the rate to $120 per hour, which is still on the lower side but more realistic for someone with his experience and location.