Okay, let’s tackle this. So Michael Napolitano has 13 years of experience in banking, which is a relatively long time. His skills like General Ledger, Financial Accounting, Budgets, and Auditing are in demand. However, his role is in banking, which might be considered mid-tier in terms of compensation. Location is Huntington Station, New York, which is not a major financial hub. Considering his experience and skills, a rate of $75 per hour seems reasonable, which is around the average for an entry-level to mid-level accounting professional in this location.