Experience

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  Seacoast Bank

  • Mortgage Banker

• 

  Seacoast Bank

  • Stuart Florida

  • Mortgage Banker

    • May 2016 - Present
    • Stuart Florida

    Regional mortgage originations. Started In-House Mortgage Dept which accounted for 25% of all business in the Residential Lending Dept. Conforming, FHA, VA, Conventional, Jumbo and special portfolio products. Aggressive and competitive pricing and underwriting. Quick turn times. High closing ratios.Size does matter. Jumbos are my area of expertise.

• 

  New Penn Financial, LLC

  • United States
  • Financial Services
  • 300 - 400 Employee

  • Senior Mortgage Specialist

    • Sep 2013 - May 2016

    BRAG ABOUT YOUR MORTGAGE.National mortgage originations. Conforming, FHA, VA, Conventional, Jumbo and special portfolio products. Aggressive and competitive pricing and underwriting. Quick turn times. High closing ratios.Size does matter. Jumbos are my area of expertise.

  • Loan Officer

    • 2013 - 2015

• 

  Combined Insurance

  • LONG ISLAND, NY

  • ACCOUNT EXECUTIVE

    • Jun 2012 - Sep 2013
    • LONG ISLAND, NY

    FIELD SALESSUPPLEMENTAL INSURANCE...WE PAY CASH DIRECTLY TO YOU IN CASE YOU ARE INJURED OR SICK AND CAN'T WORK. PERSONAL AND CORPORATE ACCOUNTS EACH CUSTOMIZED BASED ON NEEDS.

• 

  Consultant

  • Consultant

    • 2008 - Jul 2012

    Primary duties focus on serving as a Loan Officer to close a wide-array of loans to former and direct referral clients. Additionally, conducting due diligence Workout Assignments for Opus Financial.Wrote comprehensive business plans and investment generating proposals for 3 major projects to determine viability, while simultaneously managing all personal and financial aspects for ill and elderly family members.

• 

  Onewest Bank (formerly Indymac Bank)

  • BUSINESS DEVELOPMENT MANAGER

    • 2007 - 2008

    A $32B-asset federal savings bank. Originated and serviced conforming and non-conforming mortgage and home-equity loans through wholesale mortgage sales. Established consistent referral business. Developed marketing materials and secured new business. Bank closed.

• 

  Wells Fargo

  • Account Executive

    • 2001 - 2008

  • ACCOUNT EXECUTIVE

    • 2001 - 2007

    A $1.2T-asset commercial bank. Grew client base through aggressive prospecting/marketing and superior service. Designed, executed regional orientation and field training for AEs, brokers and loan processors. Managed $60M budget, five employees.

• 

  Advanta

  • Account Executive

    • Jan 1999 - Jan 2000

    16B mortgage loan servicer. Prospected brokers to acquire mortgages in assigned territory. Sourced new brokers on an ongoing basis and submitted required documentation for broker approval. Created strategic marketing plan that was implemented company-wide.

• 

  Advanta Mortgage Corp. / Ocwen Home Mortgage Corp. / Ford Consumer Finance

  • WHOLESALE ACCOUNT EXECUTIVE

    • 1997 - 2000

    A $16B mortgage loan servicer. Prospected brokers to acquire mortgages in assigned territory. Sourced new brokers on an ongoing basis and submitted required documentation for broker approval. Created strategic marketing plan that was implemented company-wide.

• 

  Ford Consumer Finance

  • Account Executive

    • Jan 1997 - Jan 1998

    Managed and prospected territory sales for Ford credit products in the B2B market.

• 

  Consultant

  • Independent Banking Consultant

    • Jan 1988 - Jan 1997

    Performed trouble-shooting due diligence and legal review for selected clients. Prepared inventory collateral packages for resale. Analyzed business operations. Developed operations manuals and made recommendations on restructuring.

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  Citibank private banking

  • contractor

    • 1990 - 1991

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  Ashley and Zarnowski

  • Paralegal

    • Jan 1984 - Jan 1987

    Performed full review of underwriting docs and preparation of legal documents. Oversaw execution and preparation of HUD and RESPA docs and distribution of funds.