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Md. Zahidul Islam
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Bio
Credentials
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ICMA from ICMAB with 500 Marks Completed
ICMAB
Experience
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Officer
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Jul 2017 - Present
• Monitoring CC Hypo loan, SME Loans, Bank Guarantee, SOD loan, LC Limit, LTR, Deposit, with Public Relations, Business Development/Investment & maintain Advanced Portfolio.• Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.• Collecting the needed financial documentation and assessing the clients' creditworthiness.• Calculating and analyzing the risk ratios of clients based on their credit score and financial history.• Approving or denying loan requests, and communicating your decision to both clients & management.• Setting up payment plans for clients explaining monthly installment amounts, interest rates & costs.• Maintaining records of loan applications by using loan management software.• Managing loan renewals by organizing follow-up meetings with clients.• Monitoring the progress of the loan application process and relaying any hindrances to clients. Major Achievements: • Achieved 100% target & maintaining advance portfolio of BDT. 6 Crore from Khulna region. • Maintaining strong working relationship with 50+ companies & handling a portfolio of BDT 7 crore. • Disbursed Loan of BDT 20 crore in last 4 years.
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Officer, SME Division
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Jun 2014 - Jun 2017
• Monitoring SME Team, Public Relations, Business Development/Investment & maintaining SME Loans & Advance Portfolio.• Achieved 200% against the settled target & handled a portfolio of BDT 16 Crore.• Awarded in SME Night 2015 as Maximum loan Amount Disbursement of Khulna Branch, Khulna.
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Senior Sales Executive, SME Banking
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Aug 2010 - May 2014
• Public Relations, Business Development & maintain SME Loans & Advance Portfolio.• During the continuing period with EBL, my achievement was not under 250% against the settled target & when I leave from EBL then my portfolio size was 12 Crore.• Awarded in SME Night 2012 as SME Hero for Salesmanship for the Year 2012 & 2013.
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Education
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Central Law College, Khulna
Bachelor of Laws - LLB, Law -
Khulna University
Master of Business Administration - MBA, Finance, General -
Azam Khan Commerce College, Khulna
M.Com, Accounting -
Azam Khan Commerce College, Khulna
B. Com, Accounting
Suggested Services
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Industry Focus. “Banking”
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