Experience

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  Fina Trust Microfinance Bank

  • Ikeja, Lagos State, Nigeria

  • Relationship Officer Unit Head

    • Oct 2022 - Present
    • Ikeja, Lagos State, Nigeria

    Strategy Development: Developing strategies for the auto loan unit in alignment with the bank's overall objectives and market conditions.Performance Monitoring: Monitoring key performance indicators (KPIs) and financial metrics related to loan origination, delinquency rates, portfolio growth, and profitability, and implementing corrective actions as needed.Team Management: Leading and managing a team of auto loan officers and support staff, including recruitment, training, performance evaluation, and motivation.Loan Portfolio Management: Overseeing the management of the auto loan portfolio, including loan origination, underwriting, approval, disbursement, and servicing.Credit Risk Management: Implementing robust credit risk management practices to ensure the quality of the auto loan portfolio, including credit analysis, risk assessment, and mitigation strategies.Product Development: Collaborating with product development teams to design and enhance auto loan products and features based on market trends, customer needs, and regulatory requirements.Sales and Business Development: Setting sales targets and developing initiatives to drive business growth in the auto loan segment, including marketing campaigns, partnerships, and customer acquisition strategies.Customer Relationship Management: Ensuring high levels of customer satisfaction by providing excellent service, resolving customer issues, and maintaining strong relationships with auto dealerships and other stakeholders.Compliance and Regulatory Oversight: Ensuring compliance with all applicable laws, regulations, and internal policies governing auto lending activities, including consumer protection laws and anti-fraud measures.Market Analysis: Conducting market research and analysis to identify trends, competitive dynamics, and customer preferences in the auto lending industry, and leveraging insights to optimize business strategies and initiatives.

• 

  Systemise And Sell

  • United Kingdom

  • Business Development Executive

    • Apr 2023 - Present
    • United Kingdom

• 

  FinaTrust Microfinance Bank

  • Ikeja, Lagos State, Nigeria

  • Relationship Officer

    • Sep 2021 - Present
    • Ikeja, Lagos State, Nigeria

    Client Relationship Management: Building and maintaining relationships with bank clients, including individuals, businesses, and organizations.Needs Assessment: Understanding the financial needs and goals of clients through comprehensive assessments and discussions.Product Knowledge: Providing information and guidance on a wide range of banking products and services, including accounts, loans, credit cards, and investment options.Customized Solutions: Offering tailored banking solutions to meet the specific needs and preferences of individual clients, such as recommending suitable accounts or suggesting appropriate loan options.Cross-Selling: Identifying opportunities to cross-sell or upsell additional banking products and services to existing clients based on their financial situations and goals.Problem Resolution: Addressing client inquiries, concerns, and complaints promptly and effectively, ensuring a positive customer experience.Financial Analysis: Analyzing clients' financial profiles, credit histories, and risk profiles to assess eligibility for various banking products and services.Compliance: Ensuring compliance with regulatory requirements and internal policies, including KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations.Sales Targets: Meeting and exceeding sales targets and performance goals set by the bank through proactive client engagement and relationship-building efforts.Market Research: Staying informed about market trends, competitor offerings, and industry developments to effectively position the bank's products and services in the marketplace.

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  Baobab Microfinance Bank

  • Lagos State, Nigeria

  • Portfolio Manager

    • Jul 2020 - Aug 2021
    • Lagos State, Nigeria

    Portfolio Management: Constructing and managing investment portfolios to meet client objectives while adhering to risk management guidelines.Risk Assessment: Evaluating and monitoring the risk exposure of the portfolio, including credit risk, interest rate risk, and market risk.Asset Allocation: Determining the appropriate mix of assets (stocks, bonds, derivatives, etc.) within the portfolio to achieve optimal returns for the level of risk tolerance.Research and Analysis: Conducting thorough research and analysis on financial markets, economic trends, and individual securities to make informed investment decisions.Client Relationship Management: Building and maintaining relationships with clients, understanding their financial goals, and providing personalized investment advice and solutions.Performance Reporting: Generating regular performance reports for clients, tracking portfolio performance against benchmarks, and providing insights on investment performance.Compliance and Regulation: Ensuring compliance with regulatory requirements and internal policies, including KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations.Communication: Effectively communicating investment strategies, market insights, and portfolio updates to internal stakeholders and clients.Continuous Learning: Staying informed about market developments, new investment products, and industry best practices through continuous education and professional development.Team Collaboration: Collaborating with colleagues in other departments, such as research, trading, and risk management, to leverage expertise and optimize portfolio strategies.

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  Christmark International Group of Schools

  • Ijero-Ekiti. Ekiti State

  • Teacher

    • Sep 2017 - Jul 2018
    • Ijero-Ekiti. Ekiti State

    NYSC primary assignment - English teacher

• 

  Mercy Model International School

  • Teacher

    • Sep 2017 - Jul 2018

    Animal husbandry and Agricultural science teacher

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  Nigeria Meteorological Agency

  • Abeokuta. Ogun State

  • Weather observer

    • Aug 2015 - Feb 2016
    • Abeokuta. Ogun State

    Weather observer at Nigeria Meteorological Agency

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  Lademax Private School

  • Ijoko Ota. Ogun State

  • Teacher

    • Sep 2009 - Jul 2011
    • Ijoko Ota. Ogun State