Okay, let’s calculate this. So Matt has a broad set of skills, including finance, investments, and project management. His experience in financial modeling and strategic planning is also valuable. However, his skills don’t seem to be in high demand in the market. According to Glassdoor, financial analysts with similar skills in the Baltimore area can earn around $80,000 per year. Considering his skills and experience, I would estimate his hourly rate to be around $125, which is slightly below the national average for finance professionals. This rate is also in line with what I would expect for someone with his level of education and experience in a smaller city like Baltimore.