Okay, let’s calculate. Mary has skills in wealth management, retirement planning, and investments, which are in demand. She also has certifications like Series 7, which adds credibility. Location is Medford, New Jersey, which is a suburban area with a moderate cost of living. Financial professionals with similar skills and certifications in this area might charge around $100-$200 per hour. Considering her expertise and certifications, I'll estimate her rate to be around $125 per hour, which is slightly below the average for this type of role in this location.