Okay, let’s tackle this. So Mary has 7 years of experience in the insurance industry, which is a relatively short tenure. Her skills include claim handling, employee benefits, and risk management, which are in demand but not extremely rare. She’s working in Cedar Rapids, Iowa, which is a mid-sized city. According to data, insurance professionals with similar skills and experience in the Midwest typically charge around $50–$100 per hour. Considering her experience and skills, I’ll estimate her hourly rate to be around $75.