Okay, let’s tackle this. So Mary Ann has 11 years of experience as an entrepreneur, which is a valuable asset. Her skills in Photoshop, Interior Design, and Microsoft Office are in demand, but not extremely rare. She’s also an owner/operator, which can be a challenging role. Location is Peoria, Arizona, which is a mid-sized city. Considering her experience and skills, I’d estimate her hourly rate to be around $75, which is a reasonable rate for a creative professional with business experience. This rate is slightly below the national average for freelance graphic designers, but higher than what you’d expect for a non-designer with similar experience.