Experience

• 

  FBC Mortgage LLC

  • Construction Loan Administrator

    • Jul 2014 - Present

• 

  BB&T

  • New Caledonia
  • Financial Services
  • 700 & Above Employee

  • Vice President - OREO Administration

    • 2011 - Jun 2014

    ¨ Conducted thorough analysis of each former Colonial Bank property, and provided expense reporting documentation to FDIC detailing costs incurred on assets associated with Loss Share Agreement.¨ Calculated 1099-A reporting data, and was point of contact for clients with 1099-A concerns.¨ Was lead individual responsible for accurate and timely review and approval of invoices to pay expenses necessary to maintain and protect bank-owned commercial and residential properties acquired via foreclosure (20+ state area).¨ Ensured company resources were used responsibly and that bank maintained good reputation with outside vendors. Paid the right amount, to right vendor, in a timely manner. Liaison between OREO officers, vendors and AP department. Handled special emergency payment requests.

  • Vice President / Supervisor Construction Loan Administration Department

    • 2007 - 2011

    ¨ Managed commercial and residential construction loan administration activities for a large multistate region of bank¨ Co-supervised & developed staff of 15-20 employees; ensured optimum productivity & teamwork¨ Successfully consolidated 9 regional administration departments into one central location¨ Joined efforts with loan officers and Sr. management to ensure maximum customer service and satisfaction while protecting the bank’s interests¨ Analyzed status of loans; made recommendations and reallocations if necessary; ensured each credit remained within approved terms and bank policy¨ Developed policies, procedures and guidelines to ensure smooth workflow, in addition to protecting best interests of bank¨ Researched and reported on residential & commercial market trends for bank’s geographic footprint

• 

  Ivanhoe Financial, Inc.

  • Orlando, Florida

  • Vice President / Manager Construction Loan Administration

    • 2001 - 2007
    • Orlando, Florida

    ¨ Managed workflow and day to day operations of Construction Department and its employees¨ Supervised & developed staff of 4 other employees; ensured optimum productivity & teamwork¨ Collected over $350,000 annually in late and extension fees for 5 consecutive years¨ Liaison between internal departments, borrowers, builders and vendors¨ Established, maintained and modified construction loan guidelines as needed¨ Coordinated activities from pre-closing (including contract review) to completion of project¨ Approved (or rejected) contractors used by borrowers to construct their homes¨ Monitored and followed up on past due accounts¨ Trained and educated loan officers, bank employees, customers, builders and mortgage brokers

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  Pinnacle Financial Corporation

  • Orlando, Florida

  • Manager - Construction Loan Administration

    • 1999 - 2001
    • Orlando, Florida

    ¨ Oversaw workflow and day to day operations of Construction Department and its employees¨ Acted as liaison between internal departments, borrowers, builders and vendors¨ Administered loans from pre-closing to Certificate of Occupancy and beyond

• 

  Irwin Mortgage

  • Orlando, Florida Area

  • Construction Loan Administration

    • 1998 - 1999
    • Orlando, Florida Area

    ¨ Reviewed and approved (or rejected) contractors used by borrowers to construct their homes¨ Liaison between brokers, borrowers, builders, Irwin Mortgage and title companies in dealing with loan related issues and the coordination of loan disbursement activities¨ Performed underwriting and pre-closing activities including review of contracts, calculation of draw schedule figures and amounts to be disbursed and brought to closing

• 

  Barnett Bank, N.A.

  • Other Related Experience

    • 1988 - 1998

    Held various positions over a 10-year period:AVP/Regional Construction Loan Coordinator - Barnett Mortgage Company – Central Florida Region¨ Reviewed and approved (or rejected) contractors used by borrowers to construct their homes¨ Oversaw maintenance of regional builder files and acceptable builder list¨ Performed underwriting and pre-closing activities including review of contracts, calculation of draw schedule figures and amounts to be disbursed and brought to closing¨ Trained and educated loan officers, bank employees, customers and buildersAVP/Construction Loan Admin Supervisor - Barnett Bank – Palm Beach Credit Service Center¨ Managed entire administration process of commercial and residential construction loans for a 5 Barnett-affiliate region; supervised, developed and motivated staff of six other employees¨ Promoted morale and self esteem to ensure optimum productivity and teamwork¨ Ensured that work was performed timely and within the terms of each credit¨ Analyzed budgets, recommended and approved changes when necessary¨ Administered commercial and residential construction loan disbursements and loan payments¨ Assured loans remained in compliance with lien laws, as well as bank policies and procedures¨ Monitored and reported on sales and lease activity of properties securing commercial loans¨ Involved heavy loan officer, builder, vendor and customer contactLoan Workout Officer - Barnett Banks, Inc. – Special Assets Department¨ Managed $25-35,000,000 portfolio of delinquent residential mortgage loans for entire region¨ Monitored accounts from 60 days past due through bank’s acquisition and sale of property¨ Performed loan workouts and guided problem loans through litigation process of foreclosure¨ Coordinated maintenance, marketing and sale of properties once bank acquired title¨ Interacted directly with borrowers, legal counsel, appraisers and realtors on a daily basis