Experience

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  Nubridge Commercial Lending

  • Diamond Bar, California, United States

  • Senior Underwriter

    • Feb 2019 - Mar 2021
    • Diamond Bar, California, United States

    • Underwrote small balance commercial real estate loans for a small balance, conventional, securitization platform capitalized by Angel Oak Capital, an Atlanta-based private equity firm.• Entire executive team & investment reconstituted as NuBridge Commercial Lending during Summer 2020 to reflect change in platform capitalization to Trive Capital, a Dallas-based private equity firm. • Authored investment committee memorandum to present valuation and cash flow conclusions.• Identified transaction-specific risks, set conditions to close, and designed the loan structure.• Analyzed operating statements, corporate and personal financial statements & tax returns, bank statements, and third-party reports (appraisals, property condition, credit reports, etc.).

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  George Smith Partners

  • Century City, Los Angeles, CA

  • Commercial Mortgage Broker

    • Mar 2017 - Sep 2017
    • Century City, Los Angeles, CA

    Performed financial analysis & packaged loans, strategically distributed challenging assignments, optimized quotes, and managed borrower’s closing. ● Sourced, debt for four transactions totaling $22.25MM for 6 months ending 9/17. ● Pioneering pursuit of capital, closed first GSP loans with 2 credit unions; Unify and Financial Partners.

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  Buchanan Street Partners

  • Newport Beach, CA

  • Vice President - High Yield Debt Investments

    • Mar 2014 - May 2016
    • Newport Beach, CA

    Solely launched a new high yield, short term CRE lending platform, implemented the marketing strategy, and designed the loan product offerings in compliance with investors’ private offering documents. ● Sourced, underwrote and closed loans totaling $61MM for T-12 and $43MM for T-5 ending 5/16. ● Secured a $40MM non-recourse revolving loan pledge facility to provide platform liquidity. ● Pledged individual loans to banks to generate positive leverage to company. ● Asset managed a portfolio of complex bridge and high leverage construction loans including monitoring draws, verifying covenant compliance, performing on-going quantitative analyses, and reviewing financial statements & authoring narrative sections of quarterly reports monthly.

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  Bolour Associates

  • Beverly Hills, CA

  • Senior Underwriter

    • Nov 2010 - Mar 2014
    • Beverly Hills, CA

    • Sourced and vetted loan requests; sized, structured and quoted transactions; underwrote properties & guarantors, authored committee & loan investment offering memorandum. • Retooled lending platform, dramatically improving transaction pipeline and loan closings by shifting to broker-sourced transactions. • Grew annual production from approximately $15MM in 2010 to $63MM in 2013. • Vetted transactions with operating statement analysis, market research, projecting as-is & as complete pro forma and valuations, modeled return scenarios. • Transaction due diligence including analysis of tax returns, financial statements, credit reports, background reports and preparation of global balance sheets and income statements.

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  Mullin & Lonergan and Associates

  • Camp Hill, PA

  • LIHTC Consultant

    • Jul 2008 - Jan 2010
    • Camp Hill, PA

    • Identified development sites, built construction budgets, and modeled returns for affordable housing projects that simultaneously met criteria of lenders, grant administrators, tax credit programs, zoning code, and customers. • Secured a combination of Low Income Housing Tax Credits (“LIHTC”), conventional financing, 0% interest public financing, and grants to fully capitalize Misty Ridge in Gettysburg, PA. • Secured LIHTC for Trinity House in Bloomsburg, PA that utilized an innovative co-op structure to circumvent "group home" designation for the special needs-targeted tenants.

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  Prudential Financial

  • Chicago, IL

  • Underwriter

    • Jan 2007 - Nov 2007
    • Chicago, IL

    Underwrote CMBS loans for all major property types up to $25MM for Prudential's conduit.

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  Parmenter Realty Partners

  • Miami, FL

  • Senior Financial Analyst

    • Jun 2005 - Dec 2006
    • Miami, FL

    Member of acquisition team sourcing, modeling, bidding, and closing on institutional class office building investments in the Sunbelt.● Built complex Argus & Excel models institutional advisor’s office acquisition/re-positioning strategy.● Coordinated due diligence with investment brokers for property dispositions.● Reviewed & inventoried acquisition due diligence.● Undertook unconventional transaction sourcing such as cold calling owners & pursuing dead deals.

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  Ram Realty Services

  • Palm Beach Gardens, FL

  • Senior Investment Analyst

    • May 2004 - Jun 2005
    • Palm Beach Gardens, FL

    Analyst with responsibilities split between CFO (debt raising), Acquisitions (CRA fund and condo conversions), and Development (free-standing pharmacy construction program).● Prepared debt and equity pitch books for direct distribution to construction, bridge and conventional lenders and equity investors.● Modeled complex free-standing pharmacy developments on parcels subdivided or ground leased from existing properties that simultaneously meet tenant, municipality, and co-tenancy/exclusivity requirements.

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  Prudential Financial

  • Chicago, IL

  • Junior Associate

    • Apr 1999 - Aug 2002
    • Chicago, IL

    Part of the 2-person originating primarily CMBS loans in Cleveland and Houston.● Central region’s top origination team in 2001 that produced $82 million. ● Produced $85 million (annualized) upon departure for graduate school in August ‘02.