Experience

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  Market Harborough Building Society

  • United Kingdom
  • Financial Services
  • 1 - 100 Employee

  • Mortgage Underwriting Team Leader

    • Feb 2016 - Present

  • Interim Head of Mortgage Distribution

    • Sep 2023 - Apr 2024

    Seconded to this role for 8 months to manage and support MHBS BDM Sales Team

• 

  Market Harborough Building Society

  • Market Harborough

  • Senior Mortgage Underwriter

    • Feb 2016 - Mar 2020
    • Market Harborough

    The Underwriting complex mortgage from HNW clients, Ex-pats, BTL properties, complex properties, complex income's, Short term Bridging and Development Finance Applications.

• 

  Pointon York Sipp Solutions

  • Market Harborough

  • SIPP Team Manager

    • Jan 2008 - Feb 2016
    • Market Harborough

    The Overall management of a team of specialised Pension administrators processing high volumes of Pensions transactions for Self Invested Personal Pension schemes in line with HMRC rules and FCA regulations.

• 

  ROOFTOP MORTGAGES LIMITED

  • London, United Kingdom

  • Roving Mortgage Underwriter

    • Jun 2007 - Dec 2007
    • London, United Kingdom

    Based on site at various offices of Rooftop's packaging partners underwriting mortgage applications within mandate and in accordance with the company underwriting policy.Individual subprime lending Mandate of £500,000.Dealing with completion issues and signing off special mortgage conditions on site whilst also checking applications due for funding to ensure correct and accurate documentation in place.Part of a separate due diligence underwriting team assessing completed mortgage applications for correct accurate documentation and information prior to these being securitised with third party investors.Visited mortgage intermediaries and packaging partner’s offices across the UK to undertake staff training on Rooftop's products, policy and procedures.Built good working relationships with individual mortgage intermediaries and packaging partners whilst dealing with enquiries and queries received by e-mail, telephone and in person in order to maintain their expectations of Rooftop and develop more business opportunities for the company.Position was made redundant due to company restructure following the credit crunch in 2007

• 

  Alliance & Leicester

  • Leicester, United Kingdom

  • Specialist Mortgage Underwriter

    • Apr 2006 - Jun 2007
    • Leicester, United Kingdom

    Underwriting of Specialist Lending mortgage applications received from Intermediary mortgage brokers in line with company Lending Policy.Individual underwriting lending Mandate of £750,000.Provided support, assistance and guidance to underwriting colleagues and junior departments to ensure service standards were met across the department.Point of contact for selected mortgage intermediaries to discuss application enquiries and queries in order to develop and maintain outstanding business relationships with these third parties.Dealt with the underwriting Fraud and CIFA referrals via the fraud risk management team.Designed and carry out the training and induction programme for all new underwriting departmental recruits which included extensive training of the underwriting lending policy.Acting Departmental Manager when required.

• 

  Carrington Carr Home Finance

  • Leicester, United Kingdom

  • Mortgage Department Supervisor

    • Aug 1999 - Mar 2006
    • Leicester, United Kingdom

    The overall Management of a mortgage underwriting team processing and fully packaging mortgage applications in order to satisfy the criteria of various individual mortgage lenders. This involved dealing with the whole mortgage process up to offer stage.The setting of individual and departmental targets on a weekly and monthly basis.The full training of all new employers to the department.Reporting daily and weekly statistics to senior management including departmental volumes, targets achieved and the quality of the mortgage pipeline.Assessing the quality and accuracy of individual team member’s work on a daily basis and also carrying out yearly appraisals.

• 

  Alliance & Leicester

  • Leicester, United Kingdom

  • Mortgage Underwriter

    • Nov 1998 - Aug 1999
    • Leicester, United Kingdom

    Underwriting of mortgage applications received from A&L branches and intermediary mortgage brokers in line with company Lending Policy and global lending mandate of £500,000.

• 

  Norwich and Peterborough Building Society

  • Leicester, United Kingdom

  • Mortgage Advisor

    • Jan 1998 - Nov 1998
    • Leicester, United Kingdom

    Conducting mortgage interviews, offering advice on mortgage products and repayment vehicles and also dealing with the whole mortgage process from application receipt to underwriting case through to completion, with a personal lending mandate of £100,000.