Okay, let’s tackle this. So Marcellus has 14 years of experience in product insurance, which is a significant amount of time. Location is Blaine, Washington, which is not a major hub for insurance professionals. Skills like customer service, team building, and strategic planning are valuable, but not as in-demand as technical skills. Considering his experience and location, I’ll estimate his hourly rate to be around $75, which is below the national average for insurance professionals. This is because his skills are more focused on customer-facing and administrative tasks rather than technical expertise.