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Manuel Rubalcava is a seasoned finance professional with extensive experience in mortgage banking, FHA, and loan management. He has held various leadership roles, including Senior VP at Nubridge Commercial Lending and 1st Vice President at Bank of America. Manuel has a strong background in credit analysis, underwriting, and portfolio management, with expertise in residential mortgages and real estate.

Experience

  • Nubridge Commercial Lending
    • 1740 Gillete rd suite 104 Pomona, Ca 91768
    • Senior VP -underwriting and credit
      • Aug 2020 - Present
      • 1740 Gillete rd suite 104 Pomona, Ca 91768

  • Cherrywood Commercial Lending
    • 20955 Pathfinder Road Suite 370, Diamond Bar, Ca 91765
    • Vice President
      • Apr 2014 - Present
      • 20955 Pathfinder Road Suite 370, Diamond Bar, Ca 91765

      Quality Control

  • Wells Fargo
    • Costa Mesa, Ca
    • AVP/Lending manager
      • Mar 2012 - Mar 2014
      • Costa Mesa, Ca

      Managed an underwriting team for conforming mortgage products

    • Vice President
      • Aug 2010 - Oct 2011

      Manage, motivate and develop a staff of 12 associates within the pipeline surveillance team.

  • Wells Fargo
    • Santa Ana, Ca
    • Team manager
      • Apr 2009 - Jul 2010
      • Santa Ana, Ca

      Contractor thru Talent Tree/Advantage Professional agency. Manage a team of 16 Hamp processors

    • Broker
      • Dec 2008 - Mar 2009

      Originating prime loans in California. I am also selling real estate under Home Properties

    • Temporary/contractor
      • Jun 2008 - Nov 2008

      Hired as a temporary employee/contractor. Audited pre-funded conventional prime loans. Took an FHA training certification program. Audited pre-funded FHA loans.

    • VP/Quality/Collateral control
      • Aug 2005 - Nov 2007

      Manage, motivate and develop a staff of 36 employees within 5 different departments, including Quality Control, Collateral Control, Post closing (broker direct), Portfolio (repair) group, MERS, appraiser and post closing

    • 1st Vice President
      • Sep 1996 - Aug 2005

      Manage, motivate and develop a staff of 70 employees. Monitor training in all mortgage products. Daily communication with production management. Review and report audit results to senior management. Monitor daily workload to ensure same-day turn time on submissions and 4 hour turn time on conditions.

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Industry Focus. “Financial Services”

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