Okay, let’s tackle this. So Manny has a mix of skills that are valuable in the insurance industry, but the rates vary widely depending on the specific role and experience. Without more information, it’s hard to estimate a precise rate. However, considering his skills and education, I’d place him in the lower to mid-range for an insurance professional. Maybe around $75 per hour, which is a reasonable estimate for someone with his background and skills in a general management or consulting role. Keep in mind that this is a rough estimate and may vary depending on the specific context.