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Liubov Pochivalova is a seasoned finance professional with expertise in credit, finance, management, sales, and commodity trading. She has extensive experience in banking, including roles at Credit Europe Bank (Suisse) SA, BNP Paribas Suisse, and Rosbank (Switzerland). Liubov holds a Master's degree in Finance and Credit from Finance University under the Government of the Russian Federation and a Post Graduate Certificate in Education (International) from Durham University and Ecolint Institute of Learning and Teaching.

Experience

    • Account Officer
      • Apr 2022 - Present
      • Geneva, Switzerland

  • International School of Lausanne
    • Lausanne Metropolitan Area
    • Supply Teacher
      • Sep 2020 - Oct 2022
      • Lausanne Metropolitan Area

    • Primary Teacher in Training, PYP
      • Oct 2019 - Dec 2019
      • Geneva, Switzerland

      - Taught Year 4 class in an international environment with a strong emphasis on the development of communication, research, self-management, and critical thinking skills- Member of Year 4 collaboration team, participated in regulator group meetings- Cooperated with special academic needs professionals for planning differentiated teaching activities which helped to further develop keen skills of recognising particular difficulties in students- Delivered classroom activities aiming to encourage students' agentic academic behaviour that would expand beyond the classroom and involve the families in the learning process

    • English Language Teacher
      • Sep 2018 - Jun 2019
      • FERNEY-Voltaire, France

      - Planned and delivered weekly lessons for a group of ten native English speakers of 5-6 years old- Engaged students into diverse stimulating activities to teach a year program of systematic synthetic phonics - Promoted the love of reading through mini-library and book discussion activities

  • Collège Champittet
    • Nyon, Vaud, Switzerland
    • Primary Years Teacher Assistant
      • Sep 2018 - Apr 2019
      • Nyon, Vaud, Switzerland

      - Assisted teachers throughout the different age groups following the Swiss school curriculum upturned with some elements of French national curriculum- Provided one-on-one and small groups support during English and Arts lessons

  • BNP Paribas Suisse
    • Geneva Area, Switzerland
    • Account Officer
      • Sep 2010 - Oct 2012
      • Geneva Area, Switzerland

      • Appraised credit applications for their correspondence with credit limits and structure• Ensured the compliance of credit and collection policies by following-up on new and current credit deals: check on goods location, release of goods, collection of sales and other collateral documentation • Maintained up to dated the credit files • Presented an average of 15 per week new deals and projects to the team management • Introduced customized mini-procedures for new deals applications, resulted in 50% time economy• Collaborated with compliance, risk, treasury and other departments for protection of bank’s interests and improvement of internal processes

  • Rosbank (Switzerland)
    • Geneva Area, Switzerland
    • Credit officer / Account manager
      • Sep 2007 - Jul 2010
      • Geneva Area, Switzerland

      • Relationship management with clients specialized in oil, petrochemicals & metals. Approx. 20 clients• Appraisal of trade finance credit applications for their correspondence with credit limits and structure• Protection of bank’s interests by following-up on new and current credit deals: check on goods location, release of goods, collection of sales and other collateral documentation • Financial risk analysis of current clients and their business partners, regular presentations on Credit Committee

  • Bacardi
    • Geneva Area, Switzerland
    • Reporting analyst, Global Operations Finance
      • Aug 2006 - Aug 2007
      • Geneva Area, Switzerland

      • Assisting Global Operations Controller in the reporting of production and functional costs• Preparation of monthly reports, quarterly forecasts and annual budgets• Communicating with plants and markets

  • Bank of Moscow
    • Moscow, Russian Federation
    • Middle Officer
      • Sep 2003 - Dec 2004
      • Moscow, Russian Federation

      Back-Office• Performed full credit analysis: document collection, verification, risk assessment, credit limit estimation and executive summary preparation;• Liaised with retail business, planning and economics departments;• Implemented a weekly tracking of current loan projects procedure resulting in better management awareness.Front-Office• Handled and solved clients’ day-to-day claims • Presented and proposed new services: co-branding, salary processing, pension fund management, individual overdraft schemes to current and potential customers;• Created and organized presentations on newly-promoted products;

Education

  • 2019 - 2020
    Durham University and Ecolint Institute of Learning and Teaching
    Post Graduate Certificate in Education (International), Primary Years Education
  • 1998 - 2003
    Finance University under the Government of the Russian Federation
    Master's degree, Finance and Credit

Suggested Services

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Industry Focus. “Banking”

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