Experience

• 

  Gore Mutual Insurance

  • Canada
  • Insurance
  • 700 & Above Employee

  • Product Innovation Manager

    • Nov 2021 - Present

    Oversee Gore's P&C wordings, including but not limited to- Review Gore's existing wordings including obtaining legal opinion to ensure wordings align with underwriting intent- Take action on recommendations from legal review including wording updates / changes- Research competitors' products and draft new endorsement forms to meet business needs- Draft / approve manuscript endorsement forms for individual risks- Review other carriers' wordings and build approved carriers wording library for use in non-lead subscription policies- Handle wording referrals on ad hoc basis where lead company's wordings are not broadly approved- Support commercial department in improving operational efficiency

  • Sr. Commercial Underwriting Specialist

    • Dec 2015 - Aug 2022

    Work with head office to review and develop company underwriting guidelines and wordings; provide technical training / mentoring for underwriters to improve their skills in risk assessment, pricing and negotiation with a focus on company profitability; handle referrals for risks exceeding underwriters' authority; perform quarterly internal audits to assure quality of new business and renewal accounts; triage new business submissions to select best in class risks for the company.

  • Senior Commercial Underwriter

    • Feb 2012 - Dec 2015

    Contributed to company GWP growth by providing speedy service in quoting new business and renewal terms; ensured company profitability by disciplined underwriting approach backed up with broad industry knowledge; built excellent broker relationship by providing professional service and honest opinion.

• 

  RSA

  • Vancouver, BC, Canada

  • Senior Commercial Underwriter

    • Apr 2011 - Jan 2012
    • Vancouver, BC, Canada

    Promoted SME (small to medium enterprises) products and wrote new business within SME appetite; retained existing mid-market accounts; continued to build broker relationship by providing brilliant service; helped junior and intermediate underwriters in developing risk analysis and underwriting skill.

• 

  Aviva Canada

  • Vancouver, BC Canada

  • Commercial Line Underwriter

    • Dec 2007 - Apr 2011
    • Vancouver, BC Canada

    Handled new business and renewals for a group of assigned brokers.

• 

  Wawanesa Insurance

  • Canada
  • Insurance
  • 700 & Above Employee

  • Commercial Line Underwriter

    • Apr 2007 - Dec 2007

    Handled new business and renewals for commercial risks.

  • Personal Line Underwriter

    • Jan 2004 - Apr 2007

    Handled new business and renewals for personal and farm risks.

• 

  The People’s Insurance Company of China

  • Lanzhou, China

  • Market Researcher and Products Developer

    • Aug 2000 - Jan 2002
    • Lanzhou, China

    Researched the China market, analyzed data, identified the potential demand for insurance, participated in developing new products and finalized marketing strategies to sell new products.

• 

  The People's Insurance Company of China

  • Lanzhou, Gansu, China

  • Supervisor, Marketer & Claim Examiner – International Transportation Department

    • Jun 1993 - Aug 2000
    • Lanzhou, Gansu, China

    Involved in all aspects of Marine Cargo and inland transportation insurance including marketing, underwriting, claim settling and litigation; underwrote short term and mid-term export credit insurance and assisted head office in underwriting long term export credit insurance.