Experience

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  Tennessee Employees Credit Union

  • Greater Nashville Area, TN

  • Assistant Manager

    • May 2017 - Present
    • Greater Nashville Area, TN

    Assistant Manager• Since merger of ESCU/TNECU in 2017, participated in training for the succession and retirement of TNECU’s current CEO. Training includes preparation of combined organization financial reports and statements. Management of multi-site footprint and staff. Attends monthly board meetings and presents to the board on the status of TNECU financials, membership and staff.

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  EMPLOYMENT SECURITY CREDIT UNION

  • Greater Nashville Area, TN

  • Manager

    • Aug 1988 - Apr 2017
    • Greater Nashville Area, TN

    Manager• Reported directly to the ESCU Board of Director’s• Prepared financial statements and summaries to include board level presentations. • Organized & Facilitated Annual Membership Meetings • Served as manager and steward of $11 million in Assets • Responsible for the financial health and stability of ESCU, including strategic investments, partnerships, loan processing, member services, vendor engagement/management. • Completed Daily/Monthly/Annual closing and reports. • Facilitated annual audits by the Department of Financial Institutions as well as other independent audits/inquiries. • Responsible for all staffing initiatives. Including, performance management and recruitment.• Represented ESCU as non0surviving entity in merger with TNECU in 2017 Assistant Manager• Responsible for daily operations of the Credit Union including management of staff, management of front line personnel, teller operations and loan servicing and processing. • Compiled daily balance reports and monthly summaries • Assisted manager in monthly close process and prepared financials for board/auditor reviewLoan Officer• Manually reviewed and approved/denied loan applications based on merit and defined board loan policies and standards. Executed all loan paperwork and ensured funding. Worked to resolve delinquent accounts including collection efforts and asset seizures. • Responsible for creation of strategic New Loan Programs designed to increase loan growth. Loan Processor• Reviewed loan applications, gathered additional information and prepared paperwork for loan committee review.

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  Third national Mortgage Company

  • Greater Nashville Area, TN

  • Mortgage Loan Processor

    • Sep 1986 - Jul 1988
    • Greater Nashville Area, TN

    Loan Processor• Completed mortgage loan setups which consisted of securing appraisals, credit reports, other credit documentation, prepared truth-in-lending and all necessary disclosures. Locked interest rates as needed. • Maintained reporting compliance, including fair housing logs, adverse action forms and daily/monthly production logs. Loan Service Representative • Managed mortgage loan escrow accounts to ensure proper funding, to include disbursements for real estate taxes, home owners and flood insurance as well as any other escrowed items.

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  Fidelity Federal Savings Bank

  • West Palm Beach, Florida Area

  • Assistant Supervisor of Loan Servicing

    • Mar 1979 - Jul 1986
    • West Palm Beach, Florida Area

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  Fidelity Federal Savings & Loan

  • Greater Nashville Area, TN

  • Collections Associate

    • Mar 1976 - Jun 1978
    • Greater Nashville Area, TN