Okay, let’s tackle this. So Lianne has 13 years of experience as a broker, which is a significant amount of time in the industry. Her skills in general insurance, liability, and professional liability are in demand. Location is Auckland, New Zealand, which is a major financial hub. Insurance brokers with her level of experience, especially in commercial insurance, typically charge lower rates. Maybe around $50–$100 per hour? But considering her skills and experience, maybe higher. Some mid-level brokers in NZ might average $75–$125. So I’ll estimate around $75.